Navy Intern Pay

[SeminoleFan3]

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Yes, I've looked at the pay charts before I posted this 🙂

They always tell you that you'll make around $60K in military during residency, but looking at the pay charts, I guess I don't see where this money is coming from. I've looked at the Basic Pay, and it probably comes to somewhere in the 40K range. Does just adding BAH bump it up that much?

 

[J-Rad]

+BAS and VSP.

 

[Slevin]

So when I graduate school as an O3 with 4 years prior service I'll be making close to 60K base + BAH +VSP + BAS? So in total after all said and done it'll be more like around 80K if not more?

 

[SeminoleFan3]

So when I graduate school as an O3 with 4 years prior service I'll be making close to 60K base + BAH +VSP + BAS? So in total after all said and done it'll be more like around 80K if not more?

Does the time in medical school count towards the years served? I don't think so, but I'm just not sure.

 

[TheGoose]

Does the time in medical school count towards the years served? I don't think so, but I'm just not sure.

no it doesnt (not sure about usuhs though since usuhs is active). but i think slevin was saying he's got 4 years prior

 

[Slevin]

no it doesnt (not sure about usuhs though since usuhs is active). but i think slevin was saying he's got 4 years prior

Yeah, I was prior service in the Corps so I get that added little bonus.

 

[HollywoodCole]

You don't get credit for med school as time in service. So, most will graduate as an O-3 with zero years in service (unless you were prior, as it seems you are).

So, add your base pay, BAH, BAS, VSP ($100/mo for interns) and you should come out at the right number for an intern. There is a BAH calculator that you can google to determine what BAH in your area should be.

GMOs can add ASP (15k) and attendings can add ASP and specialty pay as appropriate. Also, VSP starts to trend up as you accumulate time and you can also be eligible eventually for some additional pay for agreeing to stay beyond your required commitment.

Don't forget to remember that "pays" are taxable and "allowances" are not, so a portion of your income will be tax-free, allowing you to take home a larger portion of your total compensation.

Hope this is helpful. Once you get to your internship, try to see how many people you can catch researching the pay tables in a moment of boredom. No matter how many times you look it up, it ain't gonna change!

 

[AFDuck]

Does VSP change during the the GME-2+ years of residency?

 

[AFDuck]

*bump* re: question above

 

[GeoLeoX]

Does VSP change during the the GME-2+ years of residency?

$100/mo for interns
$416.66/mo thereafter through residency

after 6 years of service where it goes to $1000/mo
after 8 it drops back down to $953 and then slowly decreases every 2-4 years.

http://www.military.com/benefits/military-pay/special-pay/special-military-pay-for-medical-officers

 

[pgg]

$416.66/mo thereafter through residency

after 6 years of service where it goes to $1000/mo

Just to clarify, if you pass 6 years of service during residency, VSP does increase to $1000/month even though you're still a resident.


Also, to add to what TheGoose said, USUHS grads do not get credit for med school years until they retire. New USUHS grads without prior service are O3s with <2 years.

 

[GeoLeoX]

Just to clarify, if you pass 6 years of service during residency, VSP does increase to $1000/month even though you're still a resident.

sorry, i should have been more clear. i was using the scenario that was presented:

Does VSP change during the the GME-2+ years of residency?

 

[ActiveDutyNavy]

Just to clarify, if you pass 6 years of service during residency, VSP does increase to $1000/month even though you're still a resident.


Also, to add to what TheGoose said, USUHS grads do not get credit for med school years until they retire. New USUHS grads without prior service are O3s with <2 years.

HSCP students will benefit

 

[dru2002]

$100/mo for interns
$416.66/mo thereafter through residency

after 6 years of service where it goes to $1000/mo
after 8 it drops back down to $953 and then slowly decreases every 2-4 years.

http://www.military.com/benefits/military-pay/special-pay/special-military-pay-for-medical-officers

I assume those are years of creditable service as a doctor, but I'll ask anyway does enlisted time count towards those years? Thanks for your help.

 

[AFDuck]

$100/mo for interns
$416.66/mo thereafter through residency

after 6 years of service where it goes to $1000/mo
after 8 it drops back down to $953 and then slowly decreases every 2-4 years.

http://www.military.com/benefits/military-pay/special-pay/special-military-pay-for-medical-officers

Thanks, I had trouble finding that

 

[GeoLeoX]

I assume those are years of creditable service as a doctor, but I'll ask anyway does enlisted time count towards those years? Thanks for your help.

I'm pretty sure it's a "medical-specific" pay, unlike your base pay and so is based on your service as a physician - like ISP or MASP.

 

[pgg]

does enlisted time count towards those years?

Yes, enlisted time counts toward time in service. The clock stops during HPSP or USUHS years, but you don't lose the E years.

And of course those with enough prior enlisted service get O3E pay rather than O3 pay when they graduate.

 

[GeoLeoX]

Yes, enlisted time counts toward time in service. The clock stops during HPSP or USUHS years, but you don't lose the E years.

And of course those with enough prior enlisted service get O3E pay rather than O3 pay when they graduate.

I think that dru2002 was asking about the VSP in which case my reply above applies. If asking about base pay, then of course time in service goes toward pay regardless of how that time was accrued.

 

[pgg]

I think that dru2002 was asking about the VSP in which case my reply above applies. If asking about base pay, then of course time in service goes toward pay regardless of how that time was accrued.

As I understand it there's no such thing as "doctor time" just "creditable years of service" ...

E.g., if you did 4 years + 1 day as an enlisted Marine, then went HPSP or USUHS, you'd graduate and go on active duty to start your internship as an O3 with >4 years. You'd get paid O3E >4 pay, plus $100/month VSP.

As a PGY 2 resident, you'd still be an O3E >4 but now you'd get $416/month VSP.

As a PGY 3 resident, you'd be an O3E >6 and would get $1000/month VSP.

 

[NavyFP]

As I understand it there's no such thing as "doctor time" just "creditable years of service" ...

E.g., if you did 4 years + 1 day as an enlisted Marine, then went HPSP or USUHS, you'd graduate and go on active duty to start your internship as an O3 with >4 years. You'd get paid O3E >4 pay, plus $100/month VSP.

As a PGY 2 resident, you'd still be an O3E >4 but now you'd get $416/month VSP.

As a PGY 3 resident, you'd be an O3E >6 and would get $1000/month VSP.

I think you are incorrect. Special pay clocks start the day you graduate med school. 95% sure. There is also the 8 year clock which allows you to sign for MSPs that starts with graduation.

 

[pgg]

I think you are incorrect. Special pay clocks start the day you graduate med school. 95% sure. There is also the 8 year clock which allows you to sign for MSPs that starts with graduation.

You'd know better than I, though that's not how it was explained to me and the pay tables don't make a distinction. Surely someone out there has prior service and can tell us what their pay is based on.

 

[dru2002]

I think that dru2002 was asking about the VSP in which case my reply above applies. If asking about base pay, then of course time in service goes toward pay regardless of how that time was accrued.

That is exactly what I was asking. Thanks for the replies. I start med school in the fall so give me 6-8 years (depends if I do a GMO tour) and I'll let you know. Unless, as PGG suggested, there is a prior-service out their who can enlighten me.

 

[Slevin]

You'd know better than I, though that's not how it was explained to me and the pay tables don't make a distinction. Surely someone out there has prior service and can tell us what their pay is based on.

What are MSP's

 

[pgg]

What are MSP's

Multiyear Special Pay

When your service obligation is up, and you're eligible to get out, you can sign a contract to remain on active duty for 2, 3, or 4 years. The longer the contract, the greater the annual bonus. MSP also affects ISP in some circumstances. Eg, for anesthesiology I think the numbers were $36K/year for ISP, but an anesthesiology 4-year MSP contract raised the sum of ISP+MSP to $114K/year or thereabouts. Bottom line being that they were offering anesthesiologists an extra $78K/year to stay in beyond their commitments.

There's also something called ECISP (early career incentive special pay), which is a way for people who are within 18 months (I think?) of their get-out date to extend their contract and start getting paid more a bit earlier.

 

[Gastrapathy]

You'd know better than I, though that's not how it was explained to me and the pay tables don't make a distinction. Surely someone out there has prior service and can tell us what their pay is based on.

From the FY 10 Special Pays plan

C. TERMS AND DEFINITIONS:

1. Medical Corps Officer. An officer of the Medical Corps of the Navy who is on active duty under a call or order to active duty for a period of not less than one year.

2. Creditable Service. Includes all periods that the officer spent in graduate medical education while not on active duty and all periods of active duty as a Medical Corps officer.

VSP and BCP are based on years of creditable service. You can take an MSP after 8 years of creditable service, but, if you still have a service obligation, the MSP obligation is tacked on at the end.

 

[CanuckianSatori]

You don't get credit for med school as time in service. So, most will graduate as an O-3 with zero years in service (unless you were prior, as it seems you are).

So, add your base pay, BAH, BAS, VSP ($100/mo for interns) and you should come out at the right number for an intern. There is a BAH calculator that you can google to determine what BAH in your area should be.

GMOs can add ASP (15k) and attendings can add ASP and specialty pay as appropriate. Also, VSP starts to trend up as you accumulate time and you can also be eligible eventually for some additional pay for agreeing to stay beyond your required commitment.

Don't forget to remember that "pays" are taxable and "allowances" are not, so a portion of your income will be tax-free, allowing you to take home a larger portion of your total compensation.

Hope this is helpful. Once you get to your internship, try to see how many people you can catch researching the pay tables in a moment of boredom. No matter how many times you look it up, it ain't gonna change!

Where are you getting the $15k ASP for GMO's? Looking here: http://www.military.com/benefits/military-pay/special-pay/special-military-pay-for-medical-officers#asp I can't seem to find that salary increase listed. And does this mean if you're an 0-3 working as a GMO that you don't get MVSP? It looks like you make $100/mo with that as a intern, but then don't get it again until you hit 3 years of service.

 

[dru2002]

Where are you getting the $15k ASP for GMO's? Looking here: http://www.military.com/benefits/military-pay/special-pay/special-military-pay-for-medical-officers#asp I can't seem to find that salary increase listed. And does this mean if you're an 0-3 working as a GMO that you don't get MVSP? It looks like you make $100/mo with that as a intern, but then don't get it again until you hit 3 years of service.

See page 7.

http://comptroller.defense.gov/fmr/07a/07a_05.pdf