Need advice, possibly dropping out

[mr.applesauce]

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So I may drop out after my first semester and switch to a different career (not doing very well). The problem is that I have a 12 month lease. My apartment made it abundantly clear that I'd have to pay the rest of my lease if I were to leave.

So if I dropped out, I'd have to immediately get a job to pay my monthly rent because I don't have enough in my savings to pay off the rest of my lease (another 6 months). So if I was lucky enough to immediately find a job, I'd be able to pay the rest of my rent. But the next problem is that my student loans will kick in within 6 months! So once I'd pay off my lease and move back to my parents house, I'd then have to find another job to start paying my student loans! So then when would I ever have the time to get back into school to switch to something else?

My apartment does not allow subleasing either. I'm starting to think that getting a 12 month lease as a student was a bad idea because of how quickly our situations in school can change.

So yeah I can use some advice. Maybe I should have saved up a lot of money before I started med school.

 

[deleted480308]

So I may drop out after my first semester and switch to a different career (not doing very well). The problem is that I have a 12 month lease. My apartment made it abundantly clear that I'd have to pay the rest of my lease if I were to leave.

So if I dropped out, I'd have to immediately get a job to pay my monthly rent because I don't have enough in my savings to pay off the rest of my lease (another 6 months). So if I was lucky enough to immediately find a job, I'd be able to pay the rest of my rent. But the next problem is that my student loans will kick in within 6 months! So once I'd pay off my lease and move back to my parents house, I'd then have to find another job to start paying my student loans! So then when would I ever have the time to get back into school to switch to something else?

My apartment does not allow subleasing either. I'm starting to think that getting a 12 month lease as a student was a bad idea because of how quickly our situations in school can change.

So yeah I can use some advice. Maybe I should have saved up a lot of money before I started med school.

If you go on irb/repaye your payments are maxed at a percentage of your income over poverty. By definition that makes them manageable. If you quit (speak to a counselor before you do), get a job and put ads in craigslist for your apartment. When you find a good candidate that wants the place, introduce them to the landlord and get them both to sign a new lease and terminate yours.

But make sure you want to quit, if you leave you will not be back.

 

[Save a life]

Agree. Talk with a counselor before you quit and make sure it’s what you really want. You don’t want to regret the decision to drop out 20 or 40 years from now.

 

[pseud0]

how bad are you doing...

 

[BorntobeDO?]

So I may drop out after my first semester and switch to a different career (not doing very well). The problem is that I have a 12 month lease. My apartment made it abundantly clear that I'd have to pay the rest of my lease if I were to leave.

So if I dropped out, I'd have to immediately get a job to pay my monthly rent because I don't have enough in my savings to pay off the rest of my lease (another 6 months). So if I was lucky enough to immediately find a job, I'd be able to pay the rest of my rent. But the next problem is that my student loans will kick in within 6 months! So once I'd pay off my lease and move back to my parents house, I'd then have to find another job to start paying my student loans! So then when would I ever have the time to get back into school to switch to something else?

My apartment does not allow subleasing either. I'm starting to think that getting a 12 month lease as a student was a bad idea because of how quickly our situations in school can change.

So yeah I can use some advice. Maybe I should have saved up a lot of money before I started med school.

AS a general rule of thumb, trying to force you to pay the remainder of a contract is generally unenforceable. Do your best to avoid and let the landlord know whats up and what you can do to help (i.e. finding a replacement etc). Chances are that the area you are in isn't able to rent well on its own tho so thats not ideal. I would take a leave instead of straight up withdrawing even if you think you want to quit. You have little idea how you might feel in a year about this.

 

[deleted480308]

AS a general rule of thumb, trying to force you to pay the remainder of a contract is generally unenforceable. Do your best to avoid and let the landlord know whats up and what you can do to help (i.e. finding a replacement etc). Chances are that the area you are in isn't able to rent well on its own tho so thats not ideal. I would take a leave instead of straight up withdrawing even if you think you want to quit. You have little idea how you might feel in a year about this.

That may be true in some states but certainly not in all

 

[CaptainJackSparrow83]

AS a general rule of thumb, trying to force you to pay the remainder of a contract is generally unenforceable. Do your best to avoid and let the landlord know whats up and what you can do to help (i.e. finding a replacement etc). Chances are that the area you are in isn't able to rent well on its own tho so thats not ideal. I would take a leave instead of straight up withdrawing even if you think you want to quit. You have little idea how you might feel in a year about this.

Yeah thats what Im wondering. Ive never had to crack a contract before but usually its just a month or two of extra rent they ask for.
If someone is broke and cant pay the rent anymore how are they ever going to pay the entire lease.

 

[Bacchus]

See thread in allopathic forum