Newbie to dental school loans

[blondie888]

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I know federal loans are our best option when it comes to paying for dental school. However, for the Federal Direct Stafford Loan unsubsidized, there's a limit of ~$40,000 per academic year. If someone needs to borrow more than this amount to cover all costs, what loans do dental students typically take out?
I do know about the Federal Graduate PLUS loan but that has a fixed interest rate of 7.9% with a 4% net origination fee. Does anyone know of any private loans that might have a lower interest rate than 7.9%? Some private loans seem to have variable rates that have a large range.

 

[tooth knockn]

Bump

 

[suarez 7]

After maxing out the Stafford loans, most students just end up taking some GradPLUS loans to cover the rest of the costs.
If you want to try something else, banks such as BoA and Chase, offer student private loans that have fixed interest rates between 4-5%. Obviously these loans offer less flexibility than federal loans (in terms of repayment schedules/options) but you can save a lot of money due to reduced interest payments.

 

[Msmouth]

Good to know about the Chase loans! Thank you!

 

[NDPitch]

What chase loans did you find that have a fixed rate of 4-5 percent? The only loans I see from them have variable rates. Do you have a link?