Anyone who is a National Health Service Corps scholarship reciepient? I am interested in knowing how much stipend you actually receive after taxes. It is my understanding that you are taxed on the full amount (tuition, books, travel, and stipend).... they with-hold taxes on all of this from your stipend? I am trying to do the math on this; $23000 tuition $11500 stipend ($964x12) --------- $34500 taxable income. Take a moderate tax bracket of 30%, you then owe $10350 per year in taxes. that is $862 per month they will with-hold from your stipend each month??? leaving a "take home" stipend of about $100 per month. Someone please tell me I have misunderstood the way these are calculated.