Smoker Buy in? Wait, so your telling me that 1-2 cigars (IF THAT) a year should make me "buy in" a separate insurance plan? I really want you to pause and think about that.....statistically, with that level of smoking, I am just as likely to die of just about ANYTHING...
And you did not address any of the issues raised by how this policy could be further extrapolated....
You know Perrotfish, did you have a drink this weekend? Or last weekend? Alcohol can leading to squamous cancer of the throat, mouth/liver failure/heart failure/obesity with possibily type II diabetes with your beer gut.
I think if you drink at all, I shouldn't have to pay for that and you should have to buy into a insurance plan.... sounds a bit ridiculous for that glass of red wine you had 3 weekends ago right?
On top of that, if you do admit to drinking at all, I think you should have to submit to random drug tests.... because you might be drinking at work.... we have no evidence of that.... but hey, who cares of individual rights and freedoms? It's much better that we are told what to do... right? 🙂