hey guys i wanted to know how much the deposit is for Nova's acceptance? what if you don't have the money to pay for it at the moment? when do they deposit the loans?
thanks
thanks
hey guys i wanted to know how much the deposit is for Nova's acceptance? what if you don't have the money to pay for it at the moment? when do they deposit the loans?
thanks
hey guys i wanted to know how much the deposit is for Nova's acceptance? what if you don't have the money to pay for it at the moment? when do they deposit the loans?
thanks
hey guys i wanted to know how much the deposit is for Nova's acceptance? what if you don't have the money to pay for it at the moment? when do they deposit the loans?
thanks
If you don't have enough money for a deposit...do you really think 4 years of 40K+ tuition is possible...remember you have to pay the loans back EACH year or take in A LOT of interest, like 6-10%. The loan where you pay after you graduate is no longer provided to students from the government.
You still pay loans after graduation from the government, the change is that there are no more subsidized loans- meaning that interest accrues while you are still in school. However, you still pay them back after you graduate.
The loan where you pay after you graduate is no longer provided to students from the government.
Well duh you still have to pay them back 0_0...I was saying that since there are no more subsidized loans there will be TONS of interest if she's not able to pay her loans back each year.
thanks everyone, i know i have to take out loans when i start optometry school but right now i dont have money to pay the full deposit......dont they give us the loan before august?
I guess I just don't understand how someone that can't afford $250-750, will be able to pay back the 120k loan WITH INTEREST after she graduates.
Exactly my point. Some people have no sense of financial responsibility whatsoever.
This is ridiculously accurate lol. I love how she thinks she'll get a high paying job RIGHT after she graduates -__-
Listen, if you're ALREADY having money issues, you don't want to be taking out 100k loans...just a piece of advice.
Yea, IF she even gets a job at all. 3 new schools just opened up and by 2016 or w/e there will be a flood of ODs. Right now even I hear cases of 20 ODs applying for 1 position. Imagine what it will be a few years from now. If you want to work in southern cali expect 65k-75k. Same thing is going to happen to us as the lawyers. Going to a top opto school helps in getting hired later.
janedoe88 right now i can't afford it but once i graduate i will have a stable job as an optometrist and i'll be able to pay the loans back. right now im finishing my bachelors and im a full time student living with my parents. I can't work.
Shnurek i do have sense of financial responsibility, i paid for my whole undergrad by myself without taking out any loans, i think thats pretty responsible. and i don't mean to be rude but i think that you shouldn't judge someone without knowing what situation their coming from. I posted this thread because im sure there are many other students in the same situation im in and i just wanted some advice.
Shnurek: what is your purpose in writing all these negative comments? to discourage me from becoming an optometrist? because if thats what your goal is, it's not working. i realize that our country is going through an economic crisis right now, but we cant think that just because the job market is hard right now; we can't become well rounded professionals. it's not just optometry thats suffering its all careers.
If you TRULY cant pay, find a way. There is no way around the deposit as it helps guarantee your seat...plus that may or may not be applied to your first semester fees (not sure at NOVA).
You stated you live with your parents..asking for $1K is not bad when your taking the other $119K with loans..it is an investment into your education. Get a job for the summer and work to pay them back, go door to door asking for support, talk to friends and family..you maybe surprised with the response you get....
as for loans, everyone is right with no subsidized..so either fill out FAFSA (have you done this?) and be prepared for the whopping 6.8% we unlucky folk are stuck with or go private with a cosigner to get a lower rate. Either way things will be sent to the school and dispersed sometime the first month of school.
This is ridiculously accurate lol. I love how she thinks she'll get a high paying job RIGHT after she graduates -__-
Listen, if you're ALREADY having money issues, you don't want to be taking out 100k loans...just a piece of advice.
I guess I just don't understand how someone that can't afford $250-750, will be able to pay back the 120k loan WITH INTEREST after she graduates.
REALLY! The fack that someone does not have the money DOES NOT mean that he or she can pay back a loan. Speak for ur self.
It just seems like if you can't pay $250 before you get yourself into debt, what's going to happen when you graduate with $120k...just file for bankrupt? lol
It just seems like if you can't pay $250 before you get yourself into debt, what's going to happen when you graduate with $120k...just file for bankrupt? lol
Can't do that. The debt stays with you for life, can't discharge it by filing for bankruptcy. Sucks :/
damn that does suck. plus you'd probably have debt-collectors constantly bothering you with calls. I was thinking of asking my parents to mortgage their house...does anyone know if this is a better alternative than loans?