NYU or wait another year?

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predent143

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I was recently accepted to NYU DDS, and this is my only acceptance in this cycle. I interviewed at my state school, but wasn't accepted. However, I didn't realize how expensive living in NY was until I recently looked at the housing prices in NY. Should I wait another year to see if I can get into a cheaper school, or should I choose to attend? I am graduating from undergraduate this year. If I choose to attend NYU, I will have to take loans for the school tuition, while my parents will be paying for my housing. I really don't want to have the burden of paying off my loans in the next ten years and would like to live more comfortably without any financial burdens. My state school gives preference for reapplicants, so I have a high chance of being accepted next year, especially since I come from a top ranked undergrad, and even if it is another private school that I get accepted next year, I will be definitely paying less than at NYU.
Any advice would be great. Thanks!
 
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predent143 said:
I was recently accepted to NYU DDS, and this is my only acceptance in this cycle. I interviewed at my state school, but wasn't accepted. However, I didn't realize how expensive living in NY was until I recently looked at the housing prices in NY. Should I wait another year to see if I can get into a cheaper school, or should I choose to attend? I am graduating from undergraduate this year. If I choose to attend NYU, I will have to take loans for the school tuition, while my parents will be paying for my housing. I really don't want to have the burden of paying off my loans in the next ten years and would like to live more comfortably without any financial burdens
Any advice would be great. Thanks!
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I would accept the offer. If you give it up, you might not get a second chance.
 
If you apply next year you have to tell them you have applied last cycle and what the outco
predent143 said:
I was recently accepted to NYU DDS, and this is my only acceptance in this cycle. I interviewed at my state school, but wasn't accepted. However, I didn't realize how expensive living in NY was until I recently looked at the housing prices in NY. Should I wait another year to see if I can get into a cheaper school, or should I choose to attend? I am graduating from undergraduate this year. If I choose to attend NYU, I will have to take loans for the school tuition, while my parents will be paying for my housing. I really don't want to have the burden of paying off my loans in the next ten years and would like to live more comfortably without any financial burdens. My state school gives preference for reapplicants, so I have a high chance of being accepted next year, especially since I come from a top ranked undergrad, and even if it is another private school that I get accepted next year, I will be definitely paying less than at NYU.
Any advice would be great. Thanks!
Click to expand...
You have to read what's on the package before you put it in your shopping cart and check out.
 
you should prolly just go to NYU. what were yr stats btw?
 
You can wait another year and do whatever you want while you are debt free. Or you can embark on this journey, but there's no going back! You will have to start working ASAP after you graduate, and work extra hard to pay the tuition difference for NYU.
 
There's always alternate ways to pay off loans other than flat out paying for them with your own money you earn. There's always loan forgiveness programs, scholarships, and the lottery (lol). NYU isn't even the most expensive school out there....
 
People at this forum are mostly anti-NYU just because of the cost.
NYC is expensive, but it's an amazing place! It is worth the money.

As for the school, who said you will get accepted at another school next year, waste another year of your life doing what exactly?


NYU is a good school. Is it the best? I am sure there are better, is the worst? Absolutely, not!

It's true it is very expensive, but one year without a good job is also a waste of money and time if you ask me.

I would say one thing, though, if you don't want to go to NYU, you will make someone else happy, because when you decline going there, you will make someone else dream come true! Someone else will grab that chance and get in that school.

Do you mind sharing you stats, so we can give you a better advice, maybe your stats are really good and there was something wrong with your volunteer exp or LOR or PS.
 
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Typical Average Student said:
There's always alternate ways to pay off loans other than flat out paying for them with your own money you earn. There's always loan forgiveness programs, scholarships, and the lottery (lol). NYU isn't even the most expensive school out there....
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Oh yeah someone else should foot the bill for my time living in NYC! Just watch how Trump administration changed the rules on default fees with a stroke of a pen this week! If you want to trust the government in letting you off the hook, instead of being a responsible borrower then be my guest. The OP did not mention any scholarships. As long as this attitude prevails -that costs don't matter- the schools won't be compelled to change anything about their tuition rates.
 
You're better off passing on the acceptance and applying smarter next cycle. You shouldn't have applied there to begin with if the military or your family isn't going to be able to cover a sizable portion of your costs. You're also better off choosing another profession than to go to NYU in my opinion. If you decide to accept the offer good luck living paycheck to paycheck for the next decade. I just don't see the upside of accepting that offer versus your alternatives.
 
Just don't cry if you get rejected from all schools next cycle and end up retaking the dat 'cause it expired on you.

best of luck, OP
 
I would just go! Check out the thread from LLU grad AMA he killin it! Just plan on loaning another 700k for a 1 mill producing practice


Sent from my iPhone using SDN mobile
 
I am a non trad applicant this cycle so I have about 5 years of experience post grad. I have real world experiences dealing with financial responsibility that other people here prob don't understand because they are going to dental school straight from undergrad (obviously not their fault). But for a lot of people, 500k in loans is just a number, but when you graduate from dental school, and you have to give up half your paycheck for 15 years, it will hurt.

When do/did you graduate? If you're still 23-25 years old, you can afford to apply to school again.

Also, for everyone saying adcoms will frown upon you rejecting a dental school acceptance sound like they are making this up. When would adcoms find out? In the application, it asks if you are a reapplicant and that's it from what I remember. It seems like you would have to volunteer that information to them.

And even if they do find out, here is your response, "I turned down an acceptance at NYU because I discussed it with my family and was not prepared to take on 500k in loans". Adults will understand that reasoning because adults understand the burden of debts (mortgages, student loans, child care, car loans, etc.)

Don't let a bunch of college kids here tell you that you would be stupid to turn down a dental school acceptance just because other kids couldn't get in.

EDIT : I see that you are graduating from undergrad this year. I would get a job and reapply. NYU's debt is not worth it IMO.
 
My vote is reapply and go with state school if you're looking at half a mil in loans. I honestly think some people on here would just take on any acceptance no matter the cost, as if numbers are just numbers. Just reapply to your state school and be honest about why. They're not going to look down on you for making an informed financial decision, lol.
 
Master Yoda said:
If you didn't want to go to NYU why did you apply and interview there?
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Some people are not ready to truly make a decision at the time of their application submission so they want to keep their options open. I applied to Case Western and if I only got accepted there, I would not end up going. At the time of my application, I was too focused on making my application as competitive as possible and I had the money to apply to 20 schools to keep my options open so I could (hopefully) have a decision to make later.
 
Flemish said:
My vote is reapply and go with state school if you're looking at half a mil in loans. I honestly think some people on here would just take on any acceptance no matter the cost, as if numbers are just numbers. Just reapply to your state school and be honest about why. They're not going to look down on you for making an informed financial decision, lol.
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^This
 
Schools are not going to be worried that the applicant may pull the same trick on them, but they are likely to believe that he/she is not serious about pursuing dentistry and that is not the way the game is played.
 
Flemish said:
My vote is reapply and go with state school if you're looking at half a mil in loans. I honestly think some people on here would just take on any acceptance no matter the cost, as if numbers are just numbers. Just reapply to your state school and be honest about why. They're not going to look down on you for making an informed financial decision, lol.
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The informed financial decision was to not have applied in the first place.
This shows bad judgement for the OP because he didn't research NYU beforehand? That's what will stick on the adcoms mind.
 
Likkriue said:
The informed financial decision was to not have applied in the first place.
This shows bad judgement for the OP because he didn't research NYU beforehand? That's what will stick on the adcoms mind.
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I think some people are overestimating the impact of turning down a dental school acceptance. The same reasons students select a dental school over another (cost, personal fit, clinical experience, location, etc) can be the same reasons used to turn down a single acceptance. Every school I interviewed at said that I should be looking for a dental school I fit in at and will be happy it. If I am not a fit for my single acceptance, I should not have to feel the need to attend.

Also, I interviewed at 4 different schools. There are 2 of them I would not attend even if accepted, and I made this decision AFTER I visited the school. Information gained during my interview day helped me make this decision. This is not information that I had upon applying.
 
nateriver said:
All of your points are true and indeed valid, but unfortunately its more or less not how this process works. The schools get so many applicants each cycle and its not getting any easier to get in. they'll use any plausible reason to eliminate applicants and make choosing between highly qualified candidates, a rejected acceptance from th year before just seems like a red flag to many adcoms, at least thats the consensus I've gathered both on this site, as well as from having been quite close with my pre health advisor in undergrad who helps students get to grad school for a living. Fair or not, thats for some reason how the adcoms view this touchy subject lol
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Fair enough. Do you know how adcoms would find out if a student turned down an acceptance?
 
It's simple as this, if you decide not to go to NYU, don't reapply there. No other school is going to bother questioning you about previous decisions. You can simply say you had to reapply. Personally I would take the acceptance I have. NYU is expensive but a good school.


Sent from my iPhone using SDN mobile
 
Flemish said:
My vote is reapply and go with state school if you're looking at half a mil in loans. I honestly think some people on here would just take on any acceptance no matter the cost, as if numbers are just numbers. Just reapply to your state school and be honest about why. They're not going to look down on you for making an informed financial decision, lol.
Click to expand...
Bingo. I honestly believe there are some people around this sub-forum that would take on a million dollar loan in order to go to dental school.
 
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