Other people might argue about the necessity of having a physical bank to have access to, but I literally have used a physical banking location for nothing in about 10 years now. I recommend Ally Banking as an excellent online only option, you can set up a savings and checking account through them and their interest rates blow the vast majority of other banks out of the water. They also have home and auto loans if you need to apply for those although I honestly can't vouch for that as I've never applied for an auto loan through them.