Yes if you are not maxed out for the school year. If you are maxed out on everything for the year, you might have to take out private loans. If you make less than (i think) $12,000/year, you will need a co-signer.
Someone please correct me if I'm wrong or have missed any other options, because I'm looking for similar info.
if it's not a prerequisite i don't see what would be the point of paying more at a 4 year school as opposed to going a cc. Honestly, why is SDN so CC-phobic?