I got a plant, too, since guy who actually was awarded the plant didn't want it. Woo hoo!
Ended up giving it as a gift, too, hahaha.
Point well taken about brunch, but PCOM's food and coffee leaves a lot to be desired IMO. It's such a serious situation that I may run for class President to lobby for some improvement (w/o affecting tuition, of course).
As far as specializing because of money concerns, I don't know how sound this advice is. I peek in on the FP threads and some docs make very good money - I'm not altogether confident you can't join a practice as an FP and make well over 200k a year - after a little bit of time - in some areas. Also it appears there are going to be some changes as far as FP incentives go.
But the real equation comes down to - Are you going to buy a $450,000 home when you get out of residency because "you've earned it"?
If not, even on an FP salary, one can pay off $250,000 in a reasonable amount of time , and the new IBR policy actually gives incentive for FP's to stretch out their repayment plan to 25 years, since it forgives any remaining debt after that period - and you're only obligated to pay 15% (typically) of what your loan interest dictates if participating in the program.
Payments are capped at 15% of the amount by which your AGI exceeds 150% ...
Under a standard 10-year repayment plan, the same resident (with $155,000 total debt − the national average4) would be required to make monthly payments of $1,784. You can determine your monthly payment under IBR using the calculator at www.IBRinfo.org.
So... specialize in something you're not going to fully embrace or enjoy? Don't do it. But if you are "born to be a "Y" specialist" and can make bank, go for it.