pet insurance

[mbv]

Anyone have their dog/cat insured? What company and which plan do you use? Have you had to make a claim? How did that go? What is the monthly cost? I am looking into insuring my cat but am having a hard time choosing a company and deciding what options I really want. I only really care about major medical in case something unexpected (and expensive!) happens.... especially since I just paid $$$$ to have a linear foreign body removed from her stomach & intestine and I will have a hard time paying for another surgery like that. I've had several insured horses but I'm having a hard time deciding on a dog/cat insurance company. Thanks.

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[banditalfi]

My experience with pet insurance has not been a good one - clients ended up paying huge premiums and a lot of things weren't covered - in some cases even emergency surgery, in others some vaccines. It was just ridiculous.

 

[ElvisMarie6]

I would look into Pets Best or VPI... VPI claims are easy and depending on your plan they pay a fair amount. One of my co-workers got it for her puppy and a month later the pup caught pnuemonia and VPI paid about $700.00 of her bill. Pets Best seems to be better about covering pre-existing conditions.

 

[sofficat]

i've heard of a lot of great things about some pet insurance. vpi seems to be a good one. make sure you are very clear on your policy, or else you could be mislead.
my thoughts- if we are going to be vets, why should we have/need insurance? i understand if you are prevet and want it for the next few years, but i've never heard of a vet who has pet insurance.

 

[VAgirl]

my thoughts- if we are going to be vets, why should we have/need insurance? i understand if you are prevet and want it for the next few years, but i've never heard of a vet who has pet insurance.

Why is that?

 

[philomycus]

Why is that?

Probably because many vets will help other vets out if they have a problem with their animal. My vet wont touch her own cat, b/c she knows she's not objective....so the other vet has been doing all the medicine on the cat, which has had some issues.

I already know I am not objective when it's my own animal just being a tech. I could spay or neuter my own pet.....but diagnosisng illness, or emergency surgery?? Forget it.

 

[sofficat]

Why is that?

things don't cost as much for vets who do their own treatments, get free products/food, etc. i've just never heard of vets who have had pet insurance. i don't even see how they would claim things because of the discounts we get as vets (vaccines at cost, products discounted, dentals, etc)