dude, you're going to have to go into debt. there's no way around it. i'm in your boat too. just take out the loans and get it over with. your doctor salary in 10-12 years will be enough to cover your loans. go to a state school for your pre-recs. or work at the school that you're taking classes at and that way you'll get a discount. i have no money, and i am in big time debt from undergrad, but what the hell. it's just money, and i figure at the least i'll just write a monthly check to the loan mofos for the next 50 years of my life, but we'll have the last laugh, because we'll love our jobs. and live happily ever after. i'm beginning to realize that this post bacc thing is just a blip in the grand scheme of what will amount to the next forty years of my career, assuming i retire at 65. 😳