In short, your dilemma is like any other ignorant kid who hasn't figured out their life. Pharmacy is entirely opposite to medicine, and so I would have to ask you how in heck did you decide that one would be a good back up to another? I won't even go into the problem of making one field a 'backup' to another.
Pharmacy is a allied health service field. Meaning it contains very small amounts (which vary depending on training) of patient centered care, then mostly retail or advisory work. Not much intellectual hard core problem solving. A pharmacist (even a Pharm.D), aren't really academics or much into adding novel discovery to science...then are more for the paycheck.
The MD degree I need not describe to you. It is tough as nails, requires you to understand and apply basic science to just pass the mcat, and requires you to outshine the other 40,000+ people who want to go to med school too. It is patient oriented, as well as problem solving and science oriented.
You are really asking "Do I want to get a basic college degree, then bust my butt an additional ~10 years to be a practicing physician, or do I want to cop out intellectually (easy way), make the bachelors optional, then get some service degree"?
You choose...but they are vastly different in what they require of you.
WOW, seriously? OK, first off there are different specialties in Pharmacy(retail, compounding, nuclear, clincial, research, etc. etc.) as there is with Medicine (E.R., OBGYN, Endocrinology, Dermatology, etc. etc).
As SHC1984 pointed out, who the hell isn't in for any job for the paycheck?

On a personal level, I am doing pharmacy simply because its been my passion, and though I do obviously care about how much $ I take home at the end of the day, I'm mostly in it due to the clinical aspect.
Each profession earns their Doctorate degree (medicine vs. pharmacy) and each have their own specific place in the healthcare system. It's not fair for anyone (either a Pharmacist or Physician, who are both doctors) to say that one profession is better than the other. Is one more difficult than the other? Sure, but again that depends on each specialty that one chooses in their respective fields.
Lastly, what is this "service degree" you've come up with? ANY PROFESSION OR JOB HAS SERVICE INVOLVED. From being a truck driver to CEO and anything in between. MD is a service degree as is the PharmD.
You sir, please grow up and please attain a small amount of intellectual knowledge and wisdom before making such profound and offending statements!
😡
/end rant.