How does one go about getting private loans? My school is hella pricey (over $60k all told). While my federal loans and school loans and grants cover all of tuition, I'm still supposed to come up with $13k in living expenses. This is what they call "family contribution", but forgive me if I don't ask my 70-yr-old parents to squeeze their social security payments any harder for me. I'm taking this all upon myself. So basically, now that I'm already got loans from the Feds and from my school, what next? Can I even get something that I don't have to start paying before my residency?