I could only open the first one so I'll try to explain.
First of all, as a refresher, multiply when it's AND (for dice, what is the likelihood of rolling two fives in a row: 1/6 AND 1/6 = 1/6 x 1/6) and add when it's OR (what is the likelihood of rolling an even number: 1/6 OR 1/6 OR 1/6 = 1/6+ 1/6 + 1/6).
So by saying that the outcome is three heads and one tail implies that order matters. So you know that the likelihood of 3H and 1T is 1/16, but that's only one possibility of order. You have to take all the ways that you could get 3 H and 1 T and add them because it could be this way OR this way OR this way.
A similar question that I came across in my studies was like: a weatherman predicts 75% rain for Friday, Saturday, and Sunday. What is the probability it rains two of those days? So you would have to realize that it could be Friday AND Saturday, OR, Friday AND Sunday, OR, Saturday AND Sunday, and add up all the possibilities.
If it gives you a specific outcome, what is the likelihood they toss three heads then a tails, or what is the likelihood it rains Friday and Sunday, then the question is giving you a single outcome that you should find-- that is when you don't have to add up all the possibilities.
Sorry that was lengthy but hopefully that helps