Re Fafsa

[kahoo99]

---

Members don't see this ad.

As health professionals, if we're independent do we need to fill in the parent info?
thanks

 

[nerdgrrl]

As health professionals, if we're independent do we need to fill in the parent info?
thanks

You are independent, you are filing as an independent in graduate/professional school. therefore, you do not need your parents' information. you only need your spouse's if you are married.

 

[kahoo99]

thanks

 

[guv_garfunkel]

For perkins loans I've heard you do need your parent's info. That could depend on the school though.

 

[nerdgrrl]

For perkins loans I've heard you do need your parent's info. That could depend on the school though.

Perkins funding got cut pretty badly. Touro said they having something like $20000 total for the entire school to give out.

 

[kahoo99]

is perkins based on financial need?

 

[ShyRem]

I have heard from 3 schools that while parental income will not count towards EFC, it is a computer check for entry to certain programs. So not filling it out will kick you out of certain programs/grants/etc. I'm 38, married with 2 kids, and will be absolutely filling out parental information. I figure I have nothing to lose - they're retired so their income will be just about nothing.

 

[OSUdoc08]

As health professionals, if we're independent do we need to fill in the parent info?
thanks

Only if your school offers additional private/local aid that considers your parental information.

No federal aid is available that considers this information.

It is optional, and if your parental information would not be helpful (i.e. they have a high income), I would not fill out this information.

I have not filled out my parental information in the past, and have always recieved maximum aid.

Call your individual school for the availablity of funds that require parental information, if you desire.

 

[It'sElectric]

You are independent, you are filing as an independent in graduate/professional school. therefore, you do not need your parents' information. you only need your spouse's if you are married.

Are you sure?? I ask, because I was looking through some of the FAQs on the FAFSA website and came across this:

http://www.fafsa.ed.gov/faq005b.htm

I'm an independent student using Corrections on the Web, but I am seeing all the parental questions. Do I have to fill those out now?
No. However, you should answer the questions about your parents if:

* You're a health profession student (such as a medical or nursing student), or
* You attend a school that requires parental information from all students

Can anyone explain this??

 

[scpod]

No federal aid is available that considers this information.

Not true. A Health Professions Student Loan (HPSL) requires parental information from both dependent and independent students. Also, A Primary Care Loan (PCL) also requires parental information. Note that since 1993 HPSL funds are actually borrowed through the PCL program. See the Department of Health and Human Services for more information.

 

[OSUdoc08]

Not true. A Health Professions Student Loan (HPSL) requires parental information from both dependent and independent students. Also, A Primary Care Loan (PCL) also requires parental information. Note that since 1993 HPSL funds are actually borrowed through the PCL program. See the Department of Health and Human Services for more information.

These Primary Care Loans are most commonly done on a state to state basis, making it non-federal.

However, the parental information can be put on the application itself in lieu of the FAFSA. The FAFSA information is not requires.

 

[OSUdoc08]

Are you sure?? I ask, because I was looking through some of the FAQs on the FAFSA website and came across this:

http://www.fafsa.ed.gov/faq005b.htm

I'm an independent student using Corrections on the Web, but I am seeing all the parental questions. Do I have to fill those out now?
No. However, you should answer the questions about your parents if:

* You're a health profession student (such as a medical or nursing student), or
* You attend a school that requires parental information from all students

Can anyone explain this??

This is for institutional/private aid, if applicable.

Don't fill them out now unless you know you need to. You can always add it later.

 

[scpod]

These Primary Care Loans are most commonly done on a state to state basis, making it non-federal.

HPSL and PCL loans are Federal Health and Human Services programs.The state has absolutely nothing to do with it. The Federal government makes a Federal Capitol Contribution followed by a contribution by the individual institution. While the individual institutions are responsible for the administration of the program, it must follow very strict Federal Guidelines. I hope that you will actually take the time to read the links I posted this time so that you will see the state has absolutely nothing to do with it. It is a Federal program, administered by the individual institutions.

However, the parental information can be put on the application itself in lieu of the FAFSA. The FAFSA information is not requires.

OK, I'll only include links to a few sites (although I could add quite a lot), but the sites for University of Oklahoma , George Washington , Kentucky, and Midwestern all require that "Parental financial information must be entered on the FAFSA."

If that's not good enough for you, then go back and read the 38 pages in the link at the top. You will also see that the government requires the institution to look at the report generated from the FAFSA to determine whether or not a student is elligible. They can't do that if you don't put the parental information there in the first place.

 

[OSUdoc08]

HPSL and PCL loans are Federal Health and Human Services programs.The state has absolutely nothing to do with it. The Federal government makes a Federal Capitol Contribution followed by a contribution by the individual institution. While the individual institutions are responsible for the administration of the program, it must follow very strict Federal Guidelines. I hope that you will actually take the time to read the links I posted this time so that you will see the state has absolutely nothing to do with it. It is a Federal program, administered by the individual institutions.



OK, I'll only include links to a few sites (although I could add quite a lot), but the sites for University of Oklahoma , George Washington , Kentucky, and Midwestern all require that "Parental financial information must be entered on the FAFSA."

If that's not good enough for you, then go back and read the 38 pages in the link at the top. You will also see that the government requires the institution to look at the report generated from the FAFSA to determine whether or not a student is elligible. They can't do that if you don't put the parental information there in the first place.

I've never included the parental information on my FAFSA, and have always recieved maximum aid.

Your move.

 

[Doctor Bagel]

I'm sort of with OSUDoc on this one because you are absolutely not required to submit parental information to qualify for things like staffords. For federal government status, we are all officially independent because we're going to be grad students. For schools like OU, parental information is required to qualify for their need-based grants and scholarships. If you don't include it, you'll still be considered for federal financial aid -- you just won't be looked at for the need based stuff. This information is based on looking at printouts they gave us at my interview and on the financial aid session at my interview.

 

[Doctor Bagel]

is perkins based on financial need?

it seems like schools have a lot of discretion with perkins. it is based on need, but the school gets a specific amount of perkins money that they can allot however they see fit. for example, osu gives out of state students preferential status for perkins because their tuition/living expenses go beyond maximum stafford amounts. as a really general rule, perkins loans seem to go to people who apply earlier.

 

[OSUdoc08]

it seems like schools have a lot of discretion with perkins. it is based on need, but the school gets a specific amount of perkins money that they can allot however they see fit. for example, osu gives preference out of state students preferential status for perkins because their tuition/living expenses go beyond maximum stafford amounts. as a really general rule, perkins loans seem to go to people who apply earlier.

I received the Perkins and am from out of state. Exlawgrrl echoes what the financial aid people have told me.

To everyone on a side note, notice I got the Perkins and Stafford without providing any parental information.

 

[scpod]

I received the Perkins and am from out of state. Exlawgrrl echoes what the financial aid people have told me.

To everyone on a side note, notice I got the Perkins and Stafford without providing any parental information.

Stafford and Perkins loans are NOT the same. Only HPSL and PCL loans require parental information. Again, like I said, read the links and you will see that this is true. I offer you proof, yet you refuse to go read it. Even if you are officially independent, you have to put parental financial information on the FAFSA for an HPSL or PCL loan.

 

[scpod]

I've never included the parental information on my FAFSA, and have always recieved maximum aid.

Your move.

Yes, but you never got an HSPL or PCL loan, and you won't since you didn't include parental information. Those are the two programs we were talking about. The fact that you got maximum dollars with the type of loans you have has nothing to do with it.

 

[OSUdoc08]

Yes, but you never got an HSPL or PCL loan, and you won't since you didn't include parental information. Those are the two programs we were talking about. The fact that you got maximum dollars with the type of loans you have has nothing to do with it.

With Stafford & Perkins I got $44,500.

You shouldn't need any more than that.

But if you do:

Texas & Oklahoma have Primary Care Loans that are non-federal, FYI.

 

[simonlee]

After my FAFSA app got processed, I got an email asking me to fill out the TAP app, should I fill that out along with app for federal loans?
http://www.hesc.com/bulletin.nsf/0/8410DB998C9A88AD85256F6A005E1396?OpenDocument&a=AP

 

[scpod]

With Stafford & Perkins I got $44,500.

You shouldn't need any more than that.

But if you do:

Texas & Oklahoma have Primary Care Loans that are non-federal, FYI.

Yes, but they require you to be residents of the state and to practice ONLY in their respective states. The Federal program has no such stipulations.

 

[scpod]

After my FAFSA app got processed, I got an email asking me to fill out the TAP app, should I fill that out along with app for federal loans?

If you are going to school in New York State you should.

 

[scpod]

With Stafford & Perkins I got $44,500.

You shouldn't need any more than that.

I forgot to comment on this part. FYI, the cost of attendance at some medical schools is way over 60,000.00 and $44,500 just wouldn't cut it. The combination of Stafford and Perkins loans wouldn't be enough.

 

[OSUdoc08]

I forgot to comment on this part. FYI, the cost of attendance at some medical schools is way over 60,000.00 and $44,500 just wouldn't cut it. The combination of Stafford and Perkins loans wouldn't be enough.

List some (other than U of Colorado).

 

[scpod]

List some (other than U of Colorado).

Albany, Boston University, Drexel, Penn, Temple, Tufts, Tulane, EVMS, South Florida, Illinois, Missouri-KC, Ohio State, MUSC, South Carolina, WVSOM, MSUCOM, Vermont. Granted some of these would apply only to out-of-state students, but the cost of attendance is above $60,000 for all of them. I’m sure there are more as well.

 

[OSUdoc08]

Albany, Boston University, Drexel, Penn, Temple, Tufts, Tulane, EVMS, South Florida, Illinois, Missouri-KC, Ohio State, MUSC, South Carolina, WVSOM, MSUCOM, Vermont. Granted some of these would apply only to out-of-state students, but the cost of attendance is above $60,000 for all of them. I’m sure there are more as well.

Good.

To those of you applying to these schools: Fill out the parental information on your FAFSA.

Otherwise, don't.

Satisfied yet?

Or shall you continue?

 

[ShyRem]

Msucom.

 

[NonTradMed]

My school (CCOM) says:

"Although you may be considered by the federal goverment to be financially independent for the purposes of awarding federal funds, you will be considered financially dependent on yoru parents by Midwestern University for the purposes of awarding University funds".

Does this mean I have to put my parents info on FAFSA? I am reluctant to do so since I would get more money if I put myself down as independent, but having lived with them for the last year, I'm not sure it would be 'ethical' to put myself down as financially independent when I have been depending on them....and now with the school saying I should give parent info....ugh, what a pain in the ass!

Also, does anyone else put down schools that you are still waiting decision on and may have a chance at getting in onto FAFSA? I was told I shouldn't put any schools that have yet to accept me onto FAFSA, but with med schools, if may be too late if I wait until they give me an acceptance.....

 

[Doctor Bagel]

My school (CCOM) says:

"Although you may be considered by the federal goverment to be financially independent for the purposes of awarding federal funds, you will be considered financially dependent on yoru parents by Midwestern University for the purposes of awarding University funds".

Does this mean I have to put my parents info on FAFSA? I am reluctant to do so since I would get more money if I put myself down as independent, but having lived with them for the last year, I'm not sure it would be 'ethical' to put myself down as financially independent when I have been depending on them....and now with the school saying I should give parent info....ugh, what a pain in the ass!

Also, does anyone else put down schools that you are still waiting decision on and may have a chance at getting in onto FAFSA? I was told I shouldn't put any schools that have yet to accept me onto FAFSA, but with med schools, if may be too late if I wait until they give me an acceptance.....

I think you're supposed to put down any school you're considering attending, even if you haven't been admitted yet. I'm planning on putting down OHSU even though those losers haven't even granted me an interview yet.

About the parental information, regardless of whether or not you put it down or how much your parents earn, you are still considered independent for the purposes of federal financial aid like staffords. Even if your parents are millionaires, you can get the full subsidized and unsubsidized stafford amounts. So, I don't think putting down the information can ever hurt you. If you don't put it down, I know they won't consider you for CCOM's individual grants and loans, though. So, yeah, put it down. However, according to the federal government, you're still independent.

 

[NonTradMed]

I think you're supposed to put down any school you're considering attending, even if you haven't been admitted yet. I'm planning on putting down OHSU even though those losers haven't even granted me an interview yet.

About the parental information, regardless of whether or not you put it down or how much your parents earn, you are still considered independent for the purposes of federal financial aid like staffords. Even if your parents are millionaires, you can get the full subsidized and unsubsidized stafford amounts. So, I don't think putting down the information can ever hurt you. If you don't put it down, I know they won't consider you for CCOM's individual grants and loans, though. So, yeah, put it down. However, according to the federal government, you're still independent.

Yeah, I think you're mostly right. I'm putting down a few schools where I think I have the most chance of getting in and may be interested in attending. Better to be safe.

I did call CCOM today and they said the stuff the scholarships that requires parents' info is really for 2nd, 3rd, 4th year so I don't need to put down parents info as a first year student. Kind of disappointing b/c I was hoping for some moola. Ugh, what a pain, my parents haven't even filed their taxes yet.

Looking at all this financial aid stuff, I'll be six figures in debt. How is it that the national debt for DO students is only $123,000? I calculated with tuition at $30k x 4 = $120k, do most people get their living expenses paid for by parents or what...?

 

[scpod]

Looking at all this financial aid stuff, I'll be six figures in debt. How is it that the national debt for DO students is only $123,000? I calculated with tuition at $30k x 4 = $120k, do most people get their living expenses paid for by parents or what...?

The figure is artificially low because of things like scholarships and particularly armed forces scholarships because those people graduate with ZERO debt.