So your GPA isn't great but you know that. It's likely being dragged down by the C's and F's of your early college years. I think DO school's acknowledge grade replacement for science courses, so if any of your science courses still have a C, you should probably retake the class and get an A - but honestly I doubt a few class will raise your GPA much, so you're kind of stuck with it. The good news is it's above the 3.00 cutoff that many places have, so hopefully you won't just be screened out before your application even gets reviewed.
Speaking of having your app reviewed...I know your not obligated to share your whole story on an anonymous forum, but honestly from what you've shared so far your story just isn't of one who's pursuant of a career in medicine. The only paid clinical experience you have is working in a doctors office (I still don't know what your role there was), and your other extracurriculars seem scattered given the timeline. Unless these are things you've been doing since graduating? In which case you would have likely accumulated thousands of hours of consistent altruistic volunteer experiences, and this might actually be the diamond in the rough of your application.
The MCAT retake is obviously necessary. I'm sorry to hear that you felt rushed and anxious during your exam. But a 485 is still pretty low to chalk up to just test anxiety, so there may have been content gaps as well. I don't want to be harsh, but I also don't want you to think that the only issue was the external circumstances and now you're ready to waltz in for another try. You probably need to revisit your studying strategy or commit more time to studying for the exam.
I'm sorry to hear you lost your job during COVID. Unfortunately that is a common reality that many people have faced this past year. Having no job, and likely being constrained on the types of volunteer work you could do due to COVID restrictions, I think the past year would have been an excellent chance to study for the MCAT. I don't know what you've been up to this past year, but that chance has pretty much passed. You need to start studying like yesterday if you want to take the MCAT in time for applying this upcoming cycle. Which brings me to my last point...
You probably shouldn't apply this cycle. At best, it sounds like you're rushing to throw together an application last minute, especially considering how much ground you have to cover with the MCAT. Even with a really, really good MCAT score, your GPA is still going to get you overlooked at most places. If you're really as driven towards medicine as you say you are, I think you should consider a Special Masters Program (SMP). They're basically a ~$60,000 bet that you are good enough for medical school. If you don't pretty much ace it (3.7 minimum, but honestly, you should be aiming for a 4.0) then you're screwed. If you feel you are capable, and you want to go to medical school, I think an SMP is your best bet. I can't really recommend applying to medical school this cycle, but if you were to ignore my advice and want to apply anyway, then at the very least you need to absolutely rock the MCAT.