My Psy.D. program requires 1900 hours for our practicum placements before we apply for our predoctoral internship. I also have the option to do elective practicum placements. I would love to do them for roughly 2 extra semesters, but they would be an extra $2,100-$2,300 in loans per course each semester that I'd do the elective practicum. Right now, I am looking at a total of $15,000-$20,000 debt right now for my total loan amount for the program due to funding. Would it be worth it to take out 1-2 extra semesters of practicum (an extra $4500 to $5000 in loans) to bump me to the roughly 2150 (if i did one extra semester) to 2400 (if I did 2 extra semesters) range?
I do not want to take out extra loans if it isn't necessary, but I would like to maximize my ultimate predoctoral internship and career prospects.
I do not want to take out extra loans if it isn't necessary, but I would like to maximize my ultimate predoctoral internship and career prospects.