it's a pickle, no doubt. Technically, you can have more than one LOC, and having one does NOT disqualify you from having a second. The key is to have solid cosigners. So, even though a bank like RBC max's at 75K, if you had cosigners who could financially carry a much heavier burden, there is no reason why you cannot get an LOC from another bank and combine the two to finance your pod adventure. But, I would try TD and/or BMO first since they don't have a specific max or have a higher limit, respectively, for podiatry. All they care about are your cosigners. Remember, banks don't care about what you're studying so much as who your cosigners are (and by 'who' I mean how much financial clout they have). The richer the better.
I know that the CPEF (canadian podiatry education foundation) based in Vancouver offers interest free loans to students studying pod in the US. However, you must apply yearly and there is no guarantee of renewal. Just google their site, and if you wish to apply click on the link on the right side to print a copy of the the mail-in application (Student Assistance Program First Application). The application itself is ghetto looking, which prompted me to email BC podiatry (Pod licensing body in BC) to ask whether CPEF is legit. They are.
The loans are need-based and basically serve to supplement any and all financial means you have available to you (LOC). So, if you can get your hands on at least 120K from National Bank or TD or BMO (which will cover tuition, fees with some leftover change) and then get a few grand from CPEF, you'll only be short 60K. Where will that money come from? Beats the hell out of me.
I don't want to discourage anyone from pursuing their dreams, in any form or by any avenue, but for myself...the thought of being in hundreds of thousands of dollars in debt in an economy with continuing cuts to healthcare and provider reimbursements just doesn't seem prudent; especially when education in Canada is so friggin cheap! The fact that podiatry is not even firmly established in the US is also something to consider. Add to this the struggle to even find enough money to pay for all 4yrs of education....an LOC, borrowing money from everyone you know, applying for need-based loans such as CPEF, ALL without the guarantee of a residency (or a good one at least) nor landing the right visa type (H1-B) to remain in the US after residency, and then the uphill climb of finding a job in the US as a foreigner (even though the gap between the US and Canada is slimmer than ever before) is a bit much for me. Now, add to this the fact that I will have to put my mom and her boyfriend as cosigners on the LOC, which when dealing with money, is a sticky proposition even when family is concerned; never mind a step-dad!
Has it been done before? Absolutely. Can it be done again? I really believe so. But I don't know any pods currently practicing that have graduated recently...that is to say, while tuition was as crazy expensive as it is now. The pod I shadowed graduated from NYCPM in the 80s, while tuition was only 6K per year. She also had a rich uncle who paid for everything, including her upper-east side single apartment. So, her case was an exception and not the rule. So, I have no examples to follow. And I am no trail blazer.
In my daily life, I tend to err on the side of caution... and their is nothing cautious about pursuing podiatry in the US as a Canadian. But I suppose at the end of the day, it really boils down to the matter of 'how badly do you want it?' As for myself, I have clearly proven with my doubts, reservations, and lack of sufficient desire that I don't want it bad enough.