I need advice from current students with loans! Here is my problem: I will be going to USC where tuition is NOT cheap. I know that the school gives you a budget and tells you what part of that will be met with federal loans and then it is up to me to go for private loans to fund the rest. I do NOT have a dependable car right now and there are a million and one things I need before school (ie: apt deposit and possibly first months rent, parking permit, furniture, computer, cross-country travel costs, etc). I know that the school does not increase your budget to include the cost of a car. So here are my questions: 1) Can you get extra money through private loans for a car or won't educational loans cover that expense? 2) I just recently received an outside scholarship that will send USC the money in the fall. Will my school budget be adjusted when they receive word about this scholarship? Or will it not be adjusted and I can get approved for more financial need, which will possibly cover a car cost? I would appreciate anyone who can shed light on my circumstance, anyone who has had a similar problem, or anyone who knows about the whole loan process? Thanks!!