thank you for sharing your advice. i am pretty worried that if i don't do well in the SMP classes, then my chances are gone. but, i agree that i will work hard and try my best. did anyone wait till their SMP program was done then apply or do most ppl apply to med school be4 they start their SMP program. because if you do badly in the SMP classes, then you just wasted all that money.
There are generally two classes of SMPs: those that link, and those that don't. Georgetown is widely considered the most reputable linkage SMP. Boston University is widely considered the most reputable non-linkage SMP.
Linkage schools expect you to apply before starting the SMP. Non-linkage schools expect you to apply after completing the first year of the SMP. Note the word expect. You are free to apply when you wish. This is just how success in a given program is generally optimized.
SMPs are known to be high risk, high reward. You are being honest with yourself that you are worried. This is important - you have to understand the risk. Someone told a nice story on this thread about how they are doing a double SMP. You certainly don't want to fall into that category, and spend all that money.
Enough scaring you.
Know this: SMPs are totally beatable. Your life will be packed away in a box, tucked away in a corner for those 9 or 10 months. But this is a small price to pay if the reward is med school, IMO.
You are going to be a senior. Figure out how to get near a 4.0 for this upcoming year. That should pull your GPA to something a bit more respectable, like a 3.25 perhaps? Do the math and check.
With a 3.25, and a strong SMP (strong = 3.5+ minimum requirement), you will have set the table for the great equalizer as they say: the MCAT. IMO, a uGPA 3.25, SMP GPA 3.75, and MCAT 32 will get you into one of the less selective MD schools in the US.
So it is definitely possible. Just brace yourself.
Also, alternatively, do not forget osteopathic medicine. You could avoid an SMP if choose to go the DO route, since AACOMAS allows grade forgiveness (replacing grades when you retake the courses = "raising" your GPA much faster).