Hi To All, I'm basically trying to start a discussion on what will happen if the student loan bubble bursts. What will happen to loan rates? What will happen to tuition rates? Will students even be able to gain access to student loans? Please, I'm not wanting to turn this into a political debate here...hopefully, we can all agree that Washington isn't doing any of us favors. I will owe about 350k when I graduate. Also, any good ideas on paying down student loans? Strategies? I've applied to NHSC and other loan forgiveness programs, but when you have a principle as high as 350k, a little measly 30k in loan repayment help is nothing, barely pays off the interest on your loans. Here is a look at my debt (categorized): -Total Subsidized @ 6.8% = $53,847 -Fed. Stafford Sub. -Total Subsidized @ 5.0% = $28,000 -Health Professions Student Loan -Total Unsub. @ 6.8% = $159,846 -Fed. Stafford Unsub. -Total Unsub. @ 7.9% = $122,856 -GradPlus Thanks in advance for any helpful advice! Also, I just checked a consolidation rate, and it was 7.125%. Insane. My friend graduated in 2005 and his rate is 2.5%.