Student loan question

[Creightonite]

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Do banks actually ask to show proof of citizenship/residency during application process? I never applied for a student loan so I was wondering if this was nessasary for getting a loan.

 

[newbie1kenobi]

Do banks actually ask to show proof of citizenship/residency during application process? I never applied for a student loan so I was wondering if this was nessasary for getting a loan.

FAFSA verifies if you are a valid permanent resident resident through the Department of Homeland Security. I'm not sure how they verify U.S. citizens.

 

[Creightonite]

how about private loans from banks?

 

[newbie1kenobi]

Hmmm, good question. They do ask if you're a US Citizen or permanent resident. But how they verify, I'm not sure.

A while back before I became a permanent resident, I applied for a mortgage and indicated that I was neither a US citizen nor a permanent resident. I was approved for the loan, but after the closing, I looked at the documents and it indicated that I was a US citizen (the documents were prepared by my real estate agent prior to the closing). Anyway, there was no hitch with the loan and the bank did not require a proof of citizenship.

So with student loans, who knows.

 

[busthwt]

for my private loan I had to submit a copy of my residency card