Student Loans and Caps

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For those of you with more than 200k in student loans, how are you financing specialty education? Are you grandfathered into getting federal loans or how is this working out?
I think the rules are such that if they are currently enrolled in residency, they are grandfathered in. If they are starting on/after July 1, they are subject to the new rules. Will try to confirm...
 
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