ancienbon

7+ Year Member
Jul 27, 2010
725
223
Status
Pharmacist
If you are still paying student loans, if you dont mind would you please share your remaining balance and your monthly payment.

Balance abt 98 k
Monthly payment 2000
Graduated 2010 with over 185 k
 
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Sep 12, 2015
12
3
Graduated in 2014
Balance 188k
Payment 1281 (income based repayment plan)
I work for a non profit so after 10 years it will all be forgiven
 
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sakigt

Junior Member
10+ Year Member
Apr 19, 2006
941
380
Jacksonville, FL
Status
Pharmacist
2013: $142, 923, only 108k was actually deposited into UFs account
Payment: $1653.78
8/2015: $123,741

I have 3 mortgages: My house, my daycare, and my SL bill +pity+

Ill be done with the second 2 in less than 5 years.
 

JanuviaGrl

7+ Year Member
Aug 13, 2010
76
20
Status
Pharmacist
Balance 96k

Monthly payment $1387

Graduated 2012 with 190k

Didn't start work/loan payment till April 2013
 

GoldfishPharmD

walking on a dream
10+ Year Member
7+ Year Member
May 25, 2009
14,971
10,849
Status
Pharmacist
Graduated 2013
Payment $400
Balance $218000

Did two years of forbearance during residency. Doing IBR until I pay off credit cards then will do $2500 10 year repayment plan... :(
 

MatCauthon

10+ Year Member
Sep 15, 2008
647
452
Status
this discussion is missing a couple important things: interest rate and duration of payment.

I have 7 years of loans left (~120k), paying $1600/month, on a 3.25% average interest rate.
 

MatCauthon

10+ Year Member
Sep 15, 2008
647
452
Status
Graduated 2013
Payment $400
Balance $218000

Did two years of forbearance during residency. Doing IBR until I pay off credit cards then will do $2500 10 year repayment plan... :(
ouch! $2500/month will be tough considering most of us only have about 6k of monthly take-home pay. 2nd job and lots of OT?
 

GoldfishPharmD

walking on a dream
10+ Year Member
7+ Year Member
May 25, 2009
14,971
10,849
Status
Pharmacist
ouch! $2500/month will be tough considering most of us only have about 6k of monthly take-home pay. 2nd job and lots of OT?
Right on the money with $6k a month take home pay. :(

My living expenses are ~$2000 a month (rent, utilities, food, etc), so I'm just going to dump what I can into my loans.
 
Mar 24, 2013
183
45
Status
Pharmacy Student
My balance is around 54K now and i pay $1000 a month

I started with 60ish about a year ago. I think I am going to increase my payments soon though; interest just kills me (and all of us im sure)
 

farmadiazepine

7+ Year Member
Jul 10, 2011
1,045
577
Status
Pharmacist
I had a balance of $38,000 in unsubsidized loans right after graduation and paid it off in 8 months.
 

WVUPharm2007

imagine sisyphus happy
15+ Year Member
Jun 23, 2003
13,872
3,900
36
Born: Parkersburg, WV | Now: Montgomery TWP, PA
Status
Pharmacist
Mine was about $105k in 2008. Its down to $25k now, but I just pay the minimum. I got the unsub'd loans that were higher interest paid off and the current rate is only like 2.1%, so I'm not in a huge rush. That money can be more useful elsewhere.
 

Versed06

10+ Year Member
Jan 26, 2008
38
13
Status
Pharmacist
I graduated in 2012 with about 30k in loans, and refinanced the loans with my parents' money, so I pay them the remaining balance at half the interest rate at about 1.6% interest. I have about $8500 left to pay back; I pay roughly $520 per month now, but plan to pay off the entire remaining balance in December.
 

PumpkinSmasher

Pharmacist
10+ Year Member
Jul 11, 2007
1,288
210
Status
Pharmacist
Started repayment in 2011.
Starting loan balance 140k
Current balance 96k
Loan term left 7yrs at 3.25% fixed refi
Payment: 1250