Student loans balance and montly payment?

[ancienbon]

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If you are still paying student loans, if you dont mind would you please share your remaining balance and your monthly payment.

Balance abt 98 k
Monthly payment 2000
Graduated 2010 with over 185 k

 

[PharmDDDD]

Graduated in 2014
Balance 188k
Payment 1281 (income based repayment plan)
I work for a non profit so after 10 years it will all be forgiven

 

[Dred Pirate]

graduated with 115k
payment 422
balance 60

 

[Old Timer]

Graduated 1982
Payment: $60.00
Balance $0.00
Starting Salary: $29,250.00

 

[sakigt]

2013: $142, 923, only 108k was actually deposited into UFs account
Payment: $1653.78
8/2015: $123,741

I have 3 mortgages: My house, my daycare, and my SL bill

Ill be done with the second 2 in less than 5 years.

 

[BMBiology]

Balance: 0

Graduated with $150 k. I think my monthly payment was $1500. Paid everything off in 3 years. Wasn't hard at all.

 

[JanuviaGrl]

Balance 96k

Monthly payment $1387

Graduated 2012 with 190k

Didn't start work/loan payment till April 2013

 

[tcasey]

Graduated 1982
Payment: $60.00
Balance $0.00
Starting Salary: $29,250.00

That's just mean...

 

[GoldfishPharmD]

Graduated 2013
Payment $400
Balance $218000

Did two years of forbearance during residency. Doing IBR until I pay off credit cards then will do $2500 10 year repayment plan... 🙁

 

[MatCauthon]

this discussion is missing a couple important things: interest rate and duration of payment.

I have 7 years of loans left (~120k), paying $1600/month, on a 3.25% average interest rate.

 

[MatCauthon]

Graduated 2013
Payment $400
Balance $218000

Did two years of forbearance during residency. Doing IBR until I pay off credit cards then will do $2500 10 year repayment plan... 🙁

ouch! $2500/month will be tough considering most of us only have about 6k of monthly take-home pay. 2nd job and lots of OT?

 

[GoldfishPharmD]

ouch! $2500/month will be tough considering most of us only have about 6k of monthly take-home pay. 2nd job and lots of OT?

Right on the money with $6k a month take home pay. 🙁

My living expenses are ~$2000 a month (rent, utilities, food, etc), so I'm just going to dump what I can into my loans.

 

[EML9255]

My balance is around 54K now and i pay $1000 a month

I started with 60ish about a year ago. I think I am going to increase my payments soon though; interest just kills me (and all of us im sure)

 

[farmadiazepine]

I had a balance of $38,000 in unsubsidized loans right after graduation and paid it off in 8 months.

 

[WVUPharm2007]

Mine was about $105k in 2008. Its down to $25k now, but I just pay the minimum. I got the unsub'd loans that were higher interest paid off and the current rate is only like 2.1%, so I'm not in a huge rush. That money can be more useful elsewhere.

 

[Versed06]

I graduated in 2012 with about 30k in loans, and refinanced the loans with my parents' money, so I pay them the remaining balance at half the interest rate at about 1.6% interest. I have about $8500 left to pay back; I pay roughly $520 per month now, but plan to pay off the entire remaining balance in December.

 

[PumpkinSmasher]

Started repayment in 2011.
Starting loan balance 140k
Current balance 96k
Loan term left 7yrs at 3.25% fixed refi
Payment: 1250