I like the idea of SCHD, but studies have shown lower return than just having the sp500 index, unless you want more income.Going strong with SCHD mainly
Decided to go with some small cap AVUV (other option CALF, expense ratio a bit higher, I’ll pass)
Other hype picks I’m seeing are going into XLI with rate cuts and various REIT ETFs
I have been buying callable bonds, a year or two out, with reasonable coupons.