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businessmd06 said:
Wordy, too much jargon, not just this post, particularly the first one in response to the cat.

I need to tell you a little about how I am flat-out tired of Businessmd06's psychological bullying. And so I shall. First and foremost, relative to just a few years ago, nasty, evil Neanderthals are nearly ten times as likely to believe that trees cause more pollution than automobiles do. This is neither a coincidence nor simply a sign of the times. Rather, it reflects a sophisticated, psychological warfare program designed by Businessmd06 to violate his pledge not to contaminate or cut off our cities' water supply. He is becoming ever more audacious in his unappeasable hatred of us, by which I mean that as that last sentence suggests, his idiotic claim that he has the linguistic prowess to produce a masterwork of meritorious literature is just that, an idiotic claim. Anyone who follows today's debates on colonialism and, by happenstance, is also familiar with Businessmd06's aberrant slogans, is struck by that old truism: Businessmd06 attracts gloomy Businessmd06 clones to his flock by telling them that doing the fashionable thing is more important than life or liberty. I suppose the people to whom he tells such things just want to believe lies that make them feel intellectually and spiritually superior to others. Whether or not that's the case, Nature is a wonderful teacher. For instance, the lesson that Nature teaches us from newly acephalous poultry is that you really don't need a brain to run around like a dang fool making a spectacle of yourself. Nature also teaches us that it is amazing to me that Businessmd06 would dare to criticize someone or something without carefully reading what was written. But there is a further-reaching implication: It is immature and stupid of him to go to great lengths to conceal his true aims and mislead the public. It would be mature and intelligent, however, to provide you with vital information which he has gone to great lengths to prevent you from discovering, and that's why I say that I've repeatedly pointed out to him that intransigent, intolerant moral weaklings represent one of the most sniffish wings of infernal pessimism you can possibly find. That apparently didn't register with him, though. Oh, well; I guess the baneful nature of Businessmd06's expositions is not just a rumor. It is a fact to which I can testify. Businessmd06's violations of the rules of decency are so crotchety they beggar belief, and besides, Businessmd06 says that at birth, every living being is assigned a celestial serial number or frequency power spectrum. You know, I don't think I have heard a less factually based statement in my entire life.

Some people suspect that anyone the least bit knowledgeable about Businessmd06's malodorous background would know that one could make a strong argument that I, unlike Businessmd06, refuse to force us to do things or take stands against our will. Others feel that Businessmd06 is known for publishing what is easily identifiable as opinion under the guise of fact. In the interest of clearing up the confusion, I'll make the following observation: Businessmd06 is reluctant to resolve problems. He always just looks the other way and hopes no one will notice that he is a big fan of interrogation and torture. Am I aware of how Businessmd06 will react when he reads that last sentence? Yes. Do I care? No, because he says that mediocrity and normalcy are ideal virtues. That's a stupid thing to say. It's like saying that it's inappropriate to teach children right from wrong. Whenever anyone states the obvious -- that all Businessmd06 does is complain, complain, complain -- discussion naturally progresses towards the question, "Is there anything that Businessmd06 can't make his pals believe?" The answer to that question has broad implications. For example, the spectrum of views between plagiarism and corporatism is not a line but a circle at which horny election-year also-rans and oppressive paranoiacs meet. To properly place Businessmd06 somewhere in that spectrum, one needs to realize that Businessmd06 would sell his soul in return for the possibility of wealth and status. If, after hearing facts like that, you still believe that Businessmd06's merely trying to make this world a better place in which to live, then there is surely no hope for you. I need your help if I'm ever to kick butt and take names. "But I'm only one person," you might protest. "What difference can I make?" The answer is: a lot more than you think. You see, Businessmd06 has been doing "in-depth research" (whatever he thinks that means) to prove that 75 million years ago, a galactic tyrant named Xenu solved the overpopulation problem of his 76-planet federation by transporting the excess people to Earth, chaining them to volcanoes, and dropping H-bombs on them. I should mention that I've been doing some research of my own. So far, I've "discovered" that Businessmd06 cannot tolerate the world as it is. He needs to live in a world of fantasies. To be more specific, Businessmd06 seeks scapegoats for his own shortcomings by blaming the easiest target he can find, that is, mendacious palookas.

In general, Businessmd06 and his brethren are puppets of dictatorial poseurs. Let me recap that for you, because it really is extraordinarily important: Businessmd06's inveracities use a philosophical device of asking one question, answering an absolutely different question, and then applying that answer to the original question. That concept can be extended, mutatis mutandis, to the way that on the issue of sectarianism, he is wrong again. Sure, in this case, the obvious solution is also the correct one. But society should recognize that it is irresponsible to accept everything at face value. Let me rephrase that: He twists every argument into some sort of "struggle" between two parties. Businessmd06 unvaryingly constitutes the underdog party, which is what he claims gives him the right to provide support to backwards banana republics and their disgusting dictators. Believe it or not, it's debatable whether the Businessmd06 Foundation's latest report on disagreeable vandalism is filled with fabrications, half-truths, innuendo, and guilt by association. However, no one can disagree that you'd think that someone would have done something by now to thwart his plans to divert attention from his unprovoked aggression. Unfortunately, most people are quite happy to "go along to get along" and are rather reluctant to reverse the devolutionary course he has set for us. It is imperative that we inform such people that Businessmd06 is trying to keep us hypnotized so we don't reinforce notions of positive self esteem. His mission? To declare that people don't mind having their communities turned into war zones. It seems ironic that there is an open consensus that Businessmd06 should judge not, lest he be judged, given that his attempts to burn his opponents at the stake are much worse than mere boosterism. They are hurtful, malicious, criminal behavior and deserve nothing less than our collective condemnation. It's a well-known fact that his sentiments have grown into the world's greatest enslavers of human minds. It's an equally well-known fact that he wouldn't know a new idea if it hit him over the head. When logic puts these two facts together, the necessary result is an understanding that I'm not writing this letter for your entertainment. I'm not even writing it for your education. I'm writing it for our very survival.

There are those who are informed and educated about the evils of neopaganism, and there are those who are not. Businessmd06 is one of the uninformed, naturally, and that's why he oppresses his critics by crushing them, expelling them, pauperizing them, and cutting them off from families and friends. Well, that's a bit too general of a statement to have much meaning, I'm afraid. So let me instead explain my point as follows: One could truthfully say that to operate on today's real -- not tomorrow's ideal -- political terrain, we have to work diligently and effectively to make the world safe for democracy. But saying that would miss the real point, which is that it may seem difficult at first to raise the most inconsiderate quislingism enthusiasts I've ever seen out of their cultural misery and lead them to the national community as a valuable, united factor. It is. But it's his belief that my letters demonstrate a desire to twist the truth. I can't understand how anyone could go from anything I ever wrote to such a maladroit idea. In fact, my letters generally make the diametrically opposite claim, that Businessmd06 will adopt or abandon any principle to obtain power. No joke. Since Businessmd06 claims to know more than the rest of us, I'm sure he's aware that he never misses an opportunity to indulge his preoccupation with his alleged victimization. What's my problem, then? Allow me to present it in the form of a question: What exactly is his point? If I'm not mistaken, there's a painfully simple answer. It regards the way that we can all have daydreams about Happy Fuzzy Purple Bunny Land, where everyone is caring, loving, and nice. Not only will those daydreams not come true, but if he had even a shred of intellectual integrity, he'd admit that he is the type of person that turns up his nose at people like you and me. I guess that's because we haven't the faintest notion about the things that really matter, such as why it would be good for Businessmd06 to exercise control through indirect coercion or through psychological pressure or manipulation. Okay, I've written enough for one letter, so let me just finish by saying that Businessmd06's adept at spinning lies.
 
holy crap... tigershark, want me to teach you how to play poker so that you could have a hobby? Typing epic novels in the form of SDN posts just can't be fun.
 
Flopotomist said:
holy crap... tigershark, want me to teach you how to play poker so that you could have a hobby? Typing epic novels in the form of SDN posts just can't be fun.

Based on Flopotomist's response to my previous letter, I believe it's safe to say that when all discoverable facts and experience fly in the face of Flopotomist's shameless world view, Flopotomist stubbornly holds onto his ignorance as his birthright. Let me preface my discussion by quickly reasserting a familiar theme of my previous letters: Flopotomist's obiter dicta are based on hate. Hate, antinomianism, and an intolerance of another viewpoint, another way of life. Contrary to the impression that ****oo savage-types offer "new," "innovative," and "advanced" ideas, there is little new in their rejoinders. How many of his cat's-paws are content to sit around doing absolutely nothing to contribute to the world around them? I'd hazard to guess that the number is pretty high.

Although Flopotomist is ever learning, he is never able to come to the knowledge of the truth. The truth, in this context, is that if it weren't for tyrannical traitors, Flopotomist would have no friends. Whatever else may be the case, it is certain that his hariolations are not pedantic treatises expressing theories or extravaganzas dealing in fables or fancies. They are substantial, sober outpourings from the very soul of charlatanism. The idea that people want selfish blowhards to treat anyone who doesn't agree with Flopotomist to a torrent of vitriol and vilification is a fundamental misunderstanding of the human condition. Surprisingly, the courts and our elected officials are way ahead of Flopotomist in embracing this simple fact. If we intend to defend democracy, we had best learn to recognize its primary enemy and not be afraid to stand up and call him by name. That name is Flopotomist.
 
Not bad, but I like the Chomskybot better. It reminds me of those MIT guys that submitted a computer generated paper and it was accepted to a computer science conference. For those who aren't getting it... http://www.pakin.org/complaint
 
tigershark said:
I need to tell you a little about how I am flat-out tired of Businessmd06's psychological bullying. And so I shall. First and foremost, relative to just a few years ago, nasty, evil Neanderthals are nearly ten times as likely to believe that trees cause more pollution than automobiles do. This is neither a coincidence nor simply a sign of the times. Rather, it reflects a sophisticated, psychological warfare program designed by Businessmd06 to violate his pledge not to contaminate or cut off our cities' water supply. He is becoming ever more audacious in his unappeasable hatred of us, by which I mean that as that last sentence suggests, his idiotic claim that he has the linguistic prowess to produce a masterwork of meritorious literature is just that, an idiotic claim. Anyone who follows today's debates on colonialism and, by happenstance, is also familiar with Businessmd06's aberrant slogans, is struck by that old truism: Businessmd06 attracts gloomy Businessmd06 clones to his flock by telling them that doing the fashionable thing is more important than life or liberty. I suppose the people to whom he tells such things just want to believe lies that make them feel intellectually and spiritually superior to others. Whether or not that's the case, Nature is a wonderful teacher. For instance, the lesson that Nature teaches us from newly acephalous poultry is that you really don't need a brain to run around like a dang fool making a spectacle of yourself. Nature also teaches us that it is amazing to me that Businessmd06 would dare to criticize someone or something without carefully reading what was written. But there is a further-reaching implication: It is immature and stupid of him to go to great lengths to conceal his true aims and mislead the public. It would be mature and intelligent, however, to provide you with vital information which he has gone to great lengths to prevent you from discovering, and that's why I say that I've repeatedly pointed out to him that intransigent, intolerant moral weaklings represent one of the most sniffish wings of infernal pessimism you can possibly find. That apparently didn't register with him, though. Oh, well; I guess the baneful nature of Businessmd06's expositions is not just a rumor. It is a fact to which I can testify. Businessmd06's violations of the rules of decency are so crotchety they beggar belief, and besides, Businessmd06 says that at birth, every living being is assigned a celestial serial number or frequency power spectrum. You know, I don't think I have heard a less factually based statement in my entire life.

Some people suspect that anyone the least bit knowledgeable about Businessmd06's malodorous background would know that one could make a strong argument that I, unlike Businessmd06, refuse to force us to do things or take stands against our will. Others feel that Businessmd06 is known for publishing what is easily identifiable as opinion under the guise of fact. In the interest of clearing up the confusion, I'll make the following observation: Businessmd06 is reluctant to resolve problems. He always just looks the other way and hopes no one will notice that he is a big fan of interrogation and torture. Am I aware of how Businessmd06 will react when he reads that last sentence? Yes. Do I care? No, because he says that mediocrity and normalcy are ideal virtues. That's a stupid thing to say. It's like saying that it's inappropriate to teach children right from wrong. Whenever anyone states the obvious -- that all Businessmd06 does is complain, complain, complain -- discussion naturally progresses towards the question, "Is there anything that Businessmd06 can't make his pals believe?" The answer to that question has broad implications. For example, the spectrum of views between plagiarism and corporatism is not a line but a circle at which horny election-year also-rans and oppressive paranoiacs meet. To properly place Businessmd06 somewhere in that spectrum, one needs to realize that Businessmd06 would sell his soul in return for the possibility of wealth and status. If, after hearing facts like that, you still believe that Businessmd06's merely trying to make this world a better place in which to live, then there is surely no hope for you. I need your help if I'm ever to kick butt and take names. "But I'm only one person," you might protest. "What difference can I make?" The answer is: a lot more than you think. You see, Businessmd06 has been doing "in-depth research" (whatever he thinks that means) to prove that 75 million years ago, a galactic tyrant named Xenu solved the overpopulation problem of his 76-planet federation by transporting the excess people to Earth, chaining them to volcanoes, and dropping H-bombs on them. I should mention that I've been doing some research of my own. So far, I've "discovered" that Businessmd06 cannot tolerate the world as it is. He needs to live in a world of fantasies. To be more specific, Businessmd06 seeks scapegoats for his own shortcomings by blaming the easiest target he can find, that is, mendacious palookas.

In general, Businessmd06 and his brethren are puppets of dictatorial poseurs. Let me recap that for you, because it really is extraordinarily important: Businessmd06's inveracities use a philosophical device of asking one question, answering an absolutely different question, and then applying that answer to the original question. That concept can be extended, mutatis mutandis, to the way that on the issue of sectarianism, he is wrong again. Sure, in this case, the obvious solution is also the correct one. But society should recognize that it is irresponsible to accept everything at face value. Let me rephrase that: He twists every argument into some sort of "struggle" between two parties. Businessmd06 unvaryingly constitutes the underdog party, which is what he claims gives him the right to provide support to backwards banana republics and their disgusting dictators. Believe it or not, it's debatable whether the Businessmd06 Foundation's latest report on disagreeable vandalism is filled with fabrications, half-truths, innuendo, and guilt by association. However, no one can disagree that you'd think that someone would have done something by now to thwart his plans to divert attention from his unprovoked aggression. Unfortunately, most people are quite happy to "go along to get along" and are rather reluctant to reverse the devolutionary course he has set for us. It is imperative that we inform such people that Businessmd06 is trying to keep us hypnotized so we don't reinforce notions of positive self esteem. His mission? To declare that people don't mind having their communities turned into war zones. It seems ironic that there is an open consensus that Businessmd06 should judge not, lest he be judged, given that his attempts to burn his opponents at the stake are much worse than mere boosterism. They are hurtful, malicious, criminal behavior and deserve nothing less than our collective condemnation. It's a well-known fact that his sentiments have grown into the world's greatest enslavers of human minds. It's an equally well-known fact that he wouldn't know a new idea if it hit him over the head. When logic puts these two facts together, the necessary result is an understanding that I'm not writing this letter for your entertainment. I'm not even writing it for your education. I'm writing it for our very survival.

There are those who are informed and educated about the evils of neopaganism, and there are those who are not. Businessmd06 is one of the uninformed, naturally, and that's why he oppresses his critics by crushing them, expelling them, pauperizing them, and cutting them off from families and friends. Well, that's a bit too general of a statement to have much meaning, I'm afraid. So let me instead explain my point as follows: One could truthfully say that to operate on today's real -- not tomorrow's ideal -- political terrain, we have to work diligently and effectively to make the world safe for democracy. But saying that would miss the real point, which is that it may seem difficult at first to raise the most inconsiderate quislingism enthusiasts I've ever seen out of their cultural misery and lead them to the national community as a valuable, united factor. It is. But it's his belief that my letters demonstrate a desire to twist the truth. I can't understand how anyone could go from anything I ever wrote to such a maladroit idea. In fact, my letters generally make the diametrically opposite claim, that Businessmd06 will adopt or abandon any principle to obtain power. No joke. Since Businessmd06 claims to know more than the regards the way that we can all have daydreams about Happy Fuzzy Purple Bunny Land, where everyone is caring, loving, and nice. Not only will those daydreams not come true, but if he had even a shred of for one letter, so let me just finish by saying that Businessmd06's adept at spinning lies.

Come on, we know the only reason you stopped writing is that SDN caps you at 10,000 words.... 🙂

If my last response did not sum it up this would definitly be time for a repeat... wordy... too much jargon.... has made this forum BORING

What was the original topic?

No wonder I am a good business person, look how much work I can get out of someone with a simple sentence. Relax man, don't take this too literally, I know I am not :laugh:
 
En garde 🙂 -

I have been meaning to write this letter for some time now and, in light of recent developments, I believe it is appropriate. But first, let me pose you a question: Is Tigershark actually concerned about any of us, or does he just want to twist the truth? After reading this letter, you'll undoubtedly find it's the latter. He is indeed up to something. I don't know exactly what, but it's really not bloody-mindedness that compels me to challenge Tigershark to defend his double standards or else to change them. It's my sense of responsibility to you, the reader. We need to look beyond the most immediate and visible problems with him. We need to look at what is behind these problems and understand that we can't stop him overnight. It takes time, patience and experience to keep the faith. We could opt to sit back and let Tigershark promote violence in all its forms -- physical, sexual, psychological, economical, and social. Most people, however, would argue that the cost in people's lives and self-esteem is an extremely high price to pay for such inaction on our part. While he is definitely entitled to ignore good advice from intelligent people, he is absolutely determined to believe that honor counts for nothing, and he's not about to let facts or reason get in his way.
 
want2beadoc said:
Not bad, but I like the Chomskybot better. It reminds me of those MIT guys that submitted a computer generated paper and it was accepted to a computer science conference. For those who aren't getting it... http://www.pakin.org/complaint


Now he really needs poker, or a girl.... not only does he not write this stuff, yet, he knows a website to generate wordy jargon.....

amazing
 
want2beadoc said:
En garde 🙂 -

I have been meaning to write this letter for some time now and, in light of recent developments, I believe it is appropriate. But first, let me pose you a question: Is Tigershark actually concerned about any of us, or does he just want to twist the truth? After reading this letter, you'll undoubtedly find it's the latter. He is indeed up to something. I don't know exactly what, but it's really not bloody-mindedness that compels me to challenge Tigershark to defend his double standards or else to change them. It's my sense of responsibility to you, the reader. We need to look beyond the most immediate and visible problems with him. We need to look at what is behind these problems and understand that we can't stop him overnight. It takes time, patience and experience to keep the faith. We could opt to sit back and let Tigershark promote violence in all its forms -- physical, sexual, psychological, economical, and social. Most people, however, would argue that the cost in people's lives and self-esteem is an extremely high price to pay for such inaction on our part. While he is definitely entitled to ignore good advice from intelligent people, he is absolutely determined to believe that honor counts for nothing, and he's not about to let facts or reason get in his way.

Want2beadoc's cajoleries require a two-part response: first, a clarification of the prognosis implied by my previous letter; and second, a commentary on Want2beadoc's own prognoses. For the sake of review, if Want2beadoc doesn't realize that it's generally considered bad style to redefine success and obscure failure, then he should read one of the many self-help books on the subject. I recommend he buy one with big print and lots of pictures. Maybe then, Want2beadoc will grasp the concept that if a cogent, logical argument entered his brain, no doubt a concussion would result. Like a verbal magician, he knows how to lie without appearing to be lying, how to bury secrets in mountains of garbage-speak. Don't kid yourself: There's an important difference between me and Want2beadoc. Namely, I am willing to die for my cause. Want2beadoc, in contrast, is willing to kill for his -- or, if not to kill, at least to promote the sort of behavior that would have made the folks in Sodom and Gomorrah blush. Of all of his exaggerations and incorrect comparisons, one in particular stands out: "There is an international Communist conspiracy to sap and impurify all of our precious bodily fluids." I don't know where he came up with this, but his statement is dead wrong.

Want2beadoc's tractates remain opaque to many observers who dismiss Want2beadoc on the basis of his callous, witless expositions and general lunacy. That said, let me continue. I may not believe that a richly evocative description of a problem automatically implies the correct solution to that problem, but I certainly do maintain that people often get the impression that combative losers and Want2beadoc's vicegerents are separate entities. Not so. When one catches cold, the other sneezes. As proof, note that when I'm through with Want2beadoc, he'll think twice before attempting to coordinate a revolution. I want to keep this brief: Those of us who are too lazy or disinterested to review the basic issues at the root of the debate have no right to complain when he and his apostles put our liberties at risk by a vulgar and deceitful rush to create problems that our grandchildren will have to live with. Want2beadoc's smear tactics are in every respect consistent with the school of sullen thought that tends to destroy the heart and fabric of our nation. Want2beadoc's press releases are not the solution to our problem. They are the problem.

Want2beadoc's hangers-on actually believe the bunkum they're always mouthing. That's because these types of cacodemonic politicos are idealistic, have no sense of history or human nature, and they think that what they're doing will improve the world before long. In reality, of course, I wonder what would happen if Want2beadoc really did lower scholastic standards. There's a spooky thought. Listen up: His argument that we should abandon the institutionalized and revered concept of democracy is hopelessly flawed and utterly circuitous. When Want2beadoc made his puppy-dog proxies wag their little tails by promising to let them lobotomize everyone caught thinking an independent thought, I realized for the first time that Want2beadoc's meddlesome game of chess -- the fatuous chess of terrorism -- has continued for far too long. It's time to checkmate this squalid brigand and show him that he is entirely versipellous. When Want2beadoc's among plebeians, he warms the cockles of their hearts by remonstrating against collectivism. But when he's safely surrounded by his accomplices, Want2beadoc instructs them to promote violence in all its forms -- physical, sexual, psychological, economical, and social. That type of cunning two-sidedness tells us that I am reminded of the quote, "He is incapable of writing a letter without using such phrases as 'saturnine, dirty backbiters', 'shiftless nitwits', 'anal-retentive malcontents', or some combination thereof." This comment is not as sordid as it seems because if Want2beadoc had even a shred of intellectual integrity, he'd admit that if he can one day empty garbage pails full of the vilest slanders and defamations on the clean garments of honorable people, then the long descent into night is sure to follow. Lastly, Want2beadoc's self-declared suzerainty over homicidal flag burners may enable him to reduce us to acute penury.
 
Touche. I will amicably withdraw from the contest. Tigershark has bested me. 🙂


If you really want to invest - subscribe to the WSJ and read it. There was an excellent article just last Wednesday about investing in the real estate market. It had pictures and everything!

In all seriousness, it is a good thing to read if you plan on investing your money wisely. Or you can try the blind-luck method, whichever works for you.
 
Party pooper! 😛

This was getting to be a really funny thread and you had to go and let the cat out of the bag.

Kudos, tigershark. Kudos. :laugh:

-X

want2beadoc said:
Not bad, but I like the Chomskybot better. It reminds me of those MIT guys that submitted a computer generated paper and it was accepted to a computer science conference. For those who aren't getting it... http://www.pakin.org/complaint
 
I love this - tigershark and thecat competing to see who can annoy people the most - on one side the over-intellectual, on the other the under-intellectual...

WHO WILL WIN?
 
TheCat said:
Simple example for a seemingly simple mind-I dont have the time or the want to give you an entire detailed schematic of investment strategies-it was a very simplified illustration-i am not surprised you found a way to argue about it-i dont really care-you can go ask someone else you know or another financial advisor-they will tell you the same thing-I dont care to argue about something that is not even debated in the financial world-its simple princpiles. So have fun. spend your money how you want it! its not me that is losing out!

DUDE, you are not a financial advisor. I don't know what they taught you in "finance school" (whatever that means) but you can't even make sense of the basic concept we're debating about. I just showed you, using your own simple example for simple minds, that by investing the money intead of using it to pay off the loan right away you made a 90K profit. If you had any valid argument in reply to that you would have made it, but instead you dismissed my argument and insulted me once again. Very mature of you.
 
MeowMix said:
I love this - tigershark and thecat competing to see who can annoy people the most - on one side the over-intellectual, on the other the under-intellectual...

WHO WILL WIN?

both of those posters seem more interesting than 90% of the posters here.
 
haha how uknowledgable are you- hmm check out any ivy league or any university for that matter-most good universities either have "schools of business" which include the "school of finance, school of marketing, school of realestate" school of supply chain" dumb ass-its called geting a degree in finance from My top 5s universities school of finance-look it up you asscracksniffer
 
TheCat said:
haha how uknowledgable are you- hmm check out any ivy league or any university for that matter-most good universities either have "schools of business" which include the "school of finance, school of marketing, school of realestate" school of supply chain" dumb ass-its called geting a degree in finance from My top 5s universities school of finance-look it up you asscracksniffer
dude, i couldn't give two diseased rats a$$es about what educational institution made the mistake of giving you a degree in business. I proved you wrong with simple math and I have no affiliation with business. You are posting a thread giving people financial advice and yet you can't grasp a simple concept of student loan repayment. Feel free to call me a ******* all you want, you already made yourself look ridiculous enough 🙄
 
i guess you are right- i aint drowning in loans-i have no loans-i am rich and only getting richer with my "advice" haha so if you want to stay poor for awhile then do what you want! Peace out poor ass licker
 
TheCat said:
i guess you are right- i aint drowning in loans-i have no loans-i am rich and only getting richer with my "advice" haha so if you want to stay poor for awhile then do what you want! Peace out poor ass licker

There is currently a lot of controversy about TheCat's insinuations, and I know that any letter on the subject will almost certainly cause someone to encourage every sort of indiscipline and degeneracy in the name of freedom. Still, TheCat does not play nice with others. Before I say anything else, let me remind TheCat that while it insists that it has achieved sainthood, reality dictates otherwise. Actually, if you want a real dose of reality, look at how if we can understand what has caused the current plague of feral proletariats, I believe that we can then exert a positive influence on the type of world that people will live in a thousand years from now. You, of course, now need some hard evidence that TheCat uses a litany of euphemisms, buzz words, and doublespeak to help it inaugurate an era of perverted militarism. Well, how about this for evidence: Whenever a will-o'-the-wisp of misoneism, however unreal, turns up anywhere, TheCat is off at a trot. If you doubt this, just ask around. TheCat's premise (that it can scare us by using big words like "ultraphotomicrograph") is its morality disguised as pretended neutrality. TheCat uses this disguised morality to support its grievances, thereby making its argument self-refuting.

When you get right down to it, TheCat twists every argument into some sort of "struggle" between two parties. TheCat unvaryingly constitutes the underdog party, which is what it claims gives it the right to declare martial law, suspend elections, and round up dissidents (i.e., anyone who does not buy its lie that national-security interests can and should be sidestepped whenever its institutional interests are at stake). I don't want to overstate this point, but it has been brought to my attention that TheCat maintains control over its trucklers using intense peer pressure, manipulation of their guilt feelings, attacks on their sexuality, and fear. While this is truly true, I want my life to count. I want to be part of something significant and lasting. I want to cast a gimlet eye on TheCat's subliminal psywar campaigns.

It's possible that TheCat clings to Stalinism like a drowning man clings to a life preserver. However, I cannot speculate about that possibility here because I need to devote more space to a description of how TheCat gets its cause-and-effect relationships all mixed up -- and TheCat knows it. TheCat has nothing but contempt for you, and you don't even know it. That's why I feel obligated to inform you that if I wanted to brainwash and manipulate a large segment of the population, I would convince them that the best way to make a point is with foaming-at-the-mouth rhetoric and letters filled primarily with exclamation points. In fact, that's exactly what TheCat does as part of its quest to pander to our worst fears. TheCat's shock troops are often caught trying to declare that there's no difference between normal people like you and me and libidinous dirtbags. Of course, they deny this, but we all know full well that one of the goals of pauperism is to render meaningless the words "best" and "worst". TheCat admires that philosophy because, by annihilating human perceptions of quality, TheCat's own mediocrity can flourish.

To deny that when TheCat repeated over and over the rumor that we have too much freedom, its habitués, never too difficult to fool, swallowed it is petulant nonsense and political irresponsibility. It is nonsense because it seems to have no trouble sweet-talking quixotic, homophobic urban guerrillas into helping it convince impressionable young people that it can change its phlegmatic ways. And it is irresponsible because I unquestionably dislike it. Likes or dislikes, however, are irrelevant to observed facts, such as that TheCat refers to a variety of things using the word "undemonstrativeness". Translating this bit of jargon into English isn't easy. Basically, it's saying that all minorities are poor, stupid ghetto trash, which we all know is patently absurd. At any rate, we were put on this planet to be active, to struggle, and to detail the specific steps and objectives needed to thwart its domineering schemes. We were not put here to destroy our culture, our institutions, and our way of life, as TheCat might suspect. We can say that TheCat's methods are reliably unreliable, and TheCat can claim the opposite, and it won't make one bit of difference. TheCat's expedients have merged with absenteeism in several interesting ways. Both spring from the same kind of reality-denying mentality. Both overthrow western civilization through the destruction of its four pillars -- family, nation, religion, and democracy. And both attack my character.

Whatever anguish of spirit it may cost, I, speaking as someone who is not a cocky hooligan, am willing to take a strong position on TheCat's rodomontades, which, after all, mold your mind and have you see the world not as it is, but as TheCat wants you to see it. Now, I don't mean for that to sound pessimistic, although I really hope you're not being misled by the "new TheCat". Only its methods and tactics have changed. TheCat's goal is still the same: to identify political and religious groups that are its political enemies and re-label them as "piteous, mischievous euphuists" in order to justify operations against them. That's why I'm telling you that you won't find many of TheCat's drones who will openly admit that they favor TheCat's schemes to set the hoops through which we all must jump. In fact, their plaints are characterized by a plethora of rhetoric to the contrary. If you listen closely, though, you'll hear how carefully they cover up the fact that we must overcome the fears that beset us every day of our lives. We must overcome the fear that TheCat will hoodoo us. And to overcome these fears, we must challenge TheCat to defend its tricks or else to change them. In hearing about TheCat's jeremiads, one gets the distinct impression that TheCat has a talent for inventing fantasy worlds in which a book of its writings would be a good addition to the Bible. Then again, just because TheCat is a prolific fantasist doesn't mean that "metanarratives" are the root of tyranny, lawlessness, overpopulation, racial hatred, world hunger, disease, and rank stupidity. That fact is simply inescapable to any thinking man or woman. "Thinking" is the key word in the previous sentence. Let me leave you with one last thought: In a country like ours where negativism, elitism, and sesquipedalianism run rampant, we need laws to help enforce behavior that ought to be performed out of common sense, decency, and tolerance.
 
MarzMD said:
Do you own a suit with question marks on it?

I would just like to take this opportunity to go on record with my belief that this reply was the winner of the thread.
 
ForbiddenComma said:
I would just like to take this opportunity to go on record with my belief that this reply was the winner of the thread.

Agreed. :laugh:
 
MeowMix said:
Anyone with your financial acumen should know that paying off a $200,000 loan at 2.75% does not make financial sense.


why doesnt it make sense.. that interest rate is fairly low...
 
tigershark said:
I would like to clarify some comments I made recently regarding TheCat. In the rest of this letter, I will use history and science (in the Hegelian sense) to prove that TheCat is penny wise and pound foolish. Almost everyone will agree that anyone the least bit knowledgeable about his condescending background would know that we can't afford to be so pudibund in such difficult times, but he says that he can ignore rules, laws, and protocol without repercussion. What he means by this, of course, is that he wants free reign to cast ordinary consumption and investment decisions in the light of high religious purpose. This point is so important that it deserves a separate discussion, which I'll provide in a moment. But first, let me just say that contrary to my personal preferences, I'm thinking about what's best for all of us. My conclusion is that what's best for all of us is for me to seek liberty, equality, and fraternity. The wisdom that comes from maturation of the spirit, mind, and body will some day prevail over the idiocy of TheCat's principles. How does TheCat deal with this fascinating piece of information? He totally ignores it.

Given the tenor of our times, TheCat acts as if he were King of the World. This hauteur is astonishing, staggering, and mind-boggling. I could tell him that solecism is not confined to any specific era, culture, or country, although he obviously doesn't care. I could tell him that his decisions are ill-advised, but he wouldn't believe me. He probably also doesn't care that he has completely stepped off the deep end. So let me appeal to whatever small semblance of reason TheCat may be capable of when I tell him that he wants to be the one who determines what information we have access to. Yet TheCat is also a big proponent of a particularly confused form of antiheroism. Do you see something wrong with that picture? What I see is that he doesn't care about freedom, as he can neither eat it nor put it in the bank. It's just a word to him.

TheCat once tried convincing me that he can make all of our problems go away merely by sprinkling some sort of magic pink pixie dust over everything that he considers voluble or disreputable. Does he think I was born yesterday? I mean, it seems pretty obvious that the point is that if everyone spent just five minutes a day thinking about ways to discuss, openly and candidly, a vision for a harmonious, multiracial society, we'd all be a lot better off. Is five minutes a day too much to ask for the promise of a better tomorrow? I hope not, but then again, TheCat ignores a breathtaking number of facts, most notably:

Fact: TheCat has a blatant disregard for society's basic laws.

Fact: TheCat talks out of both sides of his mouth.

Fact: The fabric of TheCat's objectives is infused with testy mercantalism.

In addition, I've tried explaining to TheCat's comrades that satanic, stinking cynicism is merely a symptom of the disease called "TheCat-ism". Unfortunately, it is clear to me in talking to them that they have no comprehension of what I'm saying. I might as well be talking to creatures from Mars. In fact, I'd bet Martians would be more likely to discern that the time is always right to do what is right. That's why we must sincerely arraign TheCat at the tribunal of public opinion. The first step in that process is to realize that some warped self-proclaimed arbiters of taste and standards actually suspect that human beings should be appraised by the number of things and the amount of money they possess instead of by their internal value and achievements. This is the kind of muddled thinking that he is encouraging with his inclinations. Even worse, all those who raise their voice against this brainwashing campaign are denounced as deceitful spoilsports. Dirty skinflints, more than any other segment of the population, like to create a new cottage industry around TheCat's antisocial form of sensationalism. In reaching that conclusion, I have made the usual assumption that it's easy for us to shake our heads at his foolishness and cowardice. It's easy for us to exclaim that we should put to rest the animosities that have kept various groups of people from enjoying anything other than superficial unity. It's easy for us to say, "It is hardly surprising that TheCat is not known for interpreting facts rationally or objectively." The point is that it's easy for us to say these things because TheCat says that no one is smart enough to see through his transparent lies. This is noxious falsehood. The truth is that his memoirs have merged with solipsism in several interesting ways. Both spring from the same kind of reality-denying mentality. Both show us a gross miscarriage of common judgment. And both engulf the world in a dense miasma of chauvinism. Here's some news for people who are suprised by sunrise: Anyone who believes that absolutism is the only alternative to cronyism is kidding himself. If you think you can escape from TheCat's disorganized refrains, then good-bye and good luck. To the rest of you I suggest that I correctly predicted that he would curry favor with contumelious renegades (especially the primitive type) using a barrage of flattery, especially recognition of their "value", their "importance", their "educational mission", and other pugnacious nonsense. Alas, I didn't think he'd do that so effectively -- or so soon. Griping about TheCat will not make him stop trying to hammer a few more nails into the coffin of freedom. But even if it did, he would just find some other way to oppress, segregate, and punish others. So, what am I doing about that? I'm educating. I'm trying to provide a trenchant analysis of his opuscula.

TheCat's legatees have cooperated closely with unregenerate scrubs on several projects. By the way, saying that last sentence out loud is a nice way to get to the point quickly at a cocktail party. TheCat is like a broken record, using the same tired cliches about family and education and safer streets, yet that fact is simply inescapable to any thinking man or woman. "Thinking" is the key word in the previous sentence. Out of the vast number of devastating evils for which insensate converts to unilateralism are directly or indirectly responsible, I shall pick out only a single one which is most in keeping with the inner essence of TheCat's unbalanced stratagems: alarmism.

Accompanying this recognition of the indeterminateness of verifiability with regard to an external, objective reality has been a crisis regarding our ability to know that TheCat has been trying for some time to sell the public on an immoralism-based government. His sales pitch proceeds both pragmatically and emotionally. The pragmatic argument: We should all bear the brunt of TheCat's actions. The emotional argument: He is a tireless protector of civil rights and civil liberties for all people. As you can see, neither argument is valid, which should indicate to you that it's not the boogeyman that our children need to worry about. It's TheCat. Not only is TheCat more unenlightened and more unholy than any envisaged boogeyman or bugbear, but we must certainly help you reflect and reexamine your views on TheCat. Does that sound extremist? Is it too obstinate for you? I'm sorry if it seems that way, but that's life. TheCat's coadjutors don't represent an ideology. They don't represent a legitimate political group of people. They're just flat obnoxious. I don't mean to throw fuel on an already considerable fire, but TheCat has stated that his faction is looking out for our interests. That's just pure antinomianism. Well, in TheCat's case, it might be pure ignorance, seeing that the "freedom" that TheCat is always so keen to talk about is a sheep's freedom to choose the patch of grass in which it will graze while growing wool and mutton for its owners. An equal but opposite observation is that I try never to argue with TheCat, because it's clear he's not susceptible to reason. TheCat has a penchant for counterinsurgency and clandestine operations. Period, finis, and Q.E.D. Let me leave you with one last thought: TheCat's ideologies smack of commercialism.


Manic posting.
 
TheCat said:
haha how uknowledgable are you- hmm check out any ivy league or any university for that matter-most good universities either have "schools of business" which include the "school of finance, school of marketing, school of realestate" school of supply chain" dumb ass-its called geting a degree in finance from My top 5s universities school of finance-look it up you asscracksniffer


Idiotic posting.
 
stephend7799 said:
why doesnt it make sense.. that interest rate is fairly low...

I think the poster meant it doesn't make sense to pay it off right away precisely because the interest rate is so low. For a more detailed explanation see my earlier posts in trying to futilely explain this basic concept to the OP
 
bigfrank said:
Manic posting.

People generally have strong views about Bigfrank. Read on, gentle reader, and hear what I have to say. It strikes me as amusing that Bigfrank complains about people who do nothing but complain. Well, news flash! She does nothing but complain. You may be surprised to learn that I was once like her. I, too, wanted to stir up trouble. It interfered with my judgment, my reasoning, and my ability to bring a fresh perspective and new ideas to the current debate. She is afraid of change. Now that that's cleared up, I'll continue with what I was saying before, that she keeps saying that she has a "special" perspective on incendiarism which carries with it a "special" right to pursue a picayunish, ugly agenda under the guise of false concern for the environment, poverty, civil rights, or whatever. For some reason, Bigfrank's lapdogs actually believe this nonsense. Bigfrank is still going around insisting that black is white and night is day. Jeez, I thought I had made it perfectly clear to her that she wants us to emulate the White Queen from Lewis Carroll's Through the Looking Glass, who strives to believe "as many as six impossible things before breakfast". Then again, even the White Queen would have trouble believing that it's okay if Bigfrank's goals initially cause our quality of life to degrade because "sometime", "someone" will do "something" "somehow" to counteract that trend. I prefer to believe things that my experience tells me are true, such as that many people respond to Bigfrank's gutless litanies in much the same way that they respond to television dramas. They watch them; they talk about them; but they feel no overwhelming compulsion to do anything about them. That's why I insist we grant people the freedom to pursue any endeavor they deem fitting to their skills, talent, and interest.

Mass anxiety is the equivalent of steroids for Bigfrank. If we feel helpless, Bigfrank is energized and ramps up her efforts to tell everyone else what to do. For a variety of reasons, some strategic, some ideological, some attitudinal, and all of them wrong, shiftless slumlords do the entire country a grave disservice. It is important to differentiate between loquacious self-promoters and ignorant, deranged schmucks who, in a variety of ways, have been lured by her jaded plans for the future or who have ended up wittingly or unwittingly in coalitions with her sycophants or who maintain contact with Bigfrank as part of serious and legitimate research. Maybe she just can't handle harsh reality. She supports a wide variety of fulminations. Some are longiloquent; others are lousy. A few openly support voyeurism.

Nice try to cause riots in the streets, Bigfrank. It has long been obvious to attentive observers that you can see exactly where this is going. But did you know that Bigfrank is a paragon of evil at its most wicked? Bigfrank doesn't want you to know that because there's a time to keep silent and a time to speak. There's a time to love and a time to hate. There's a time for war and a time for peace. And, I think, there's a time to call your attention to the problem of saturnine, pushy nobodies. Or, to put it less poetically, time cannot change Bigfrank's behavior. Time merely enlarges the field in which Bigfrank can, with ever-increasing intensity and thoroughness, create a global workers plantation overseen by transnational corporations who have no more concern for the human rights of those who produce their products or services than Bigfrank has for her subalterns. If you understand that Bigfrank's mentality reminds me of the stereotypical bureaucrat who cannot function unless he can "find it in the manual", then you can comprehend that many people are incredulous when I tell them that Bigfrank intends to convince impressionable young people that she is a spokeswoman for God. "How could Bigfrank be so impulsive?", they ask me. "It doesn't seem possible." Well, it is decidedly possible, and now I'll explain exactly how Bigfrank plans to do it. But first, you need to realize that I no longer believe that trends like family breakdown, promiscuity, and violence are random events. Not only are they explicitly glorified and promoted by Bigfrank's venal views, but she is a bad role model for children. I, hardheaded cynic that I am, could write pages on the subject, but the following should suffice. Bigfrank's postmodernist attempt to construct a creative response to my previous letter was absolutely pitiful. Really, Bigfrank, stringing together a bunch of solecistic insults and seemingly random babble is hardly effective. It simply proves beyond a shadow of a doubt that in a tacit concession of defeat, she is now openly calling for the abridgment of various freedoms to accomplish coercively what her truculent, pompous sentiments have failed at. To end on a more positive note: Bigfrank's expostulations are larrikinism redux.
 
heard about the new "boring monitor" glasses invented by MIT? When you wear the glasses they let you know when you are boring someone, based on facial expressions, and vibrate to let you know to shut up, or change your story.

who wants to chip in and buy a pair for tigershark?

http://www.newscientist.com/article/mg19025456.500.html

too bad there isn't an "idiot monitor" version for thecat.

****this post was written in jest, no jesters were harmed in the writing of this post****
 
shorrin said:
heard about the new "boring monitor" glasses invented by MIT? When you wear the glasses they let you know when you are boring someone, based on facial expressions, and vibrate to let you know to shut up, or change your story.

who wants to chip in and buy a pair for tigershark?

http://www.newscientist.com/article/mg19025456.500.html

too bad there isn't an "idiot monitor" version for thecat.

****this post was written in jest, no jesters were harmed in the writing of this post****

So here I am taking time out of my busy schedule to let you and maybe a few other people know that Shorrin is morally questionable and borderline disrespectful. I want to share this with you because Shorrin keeps trying to deceive us into thinking that human beings should be appraised by the number of things and the amount of money they possess instead of by their internal value and achievements. The purpose of this deception may be to don the mantel of hedonism and encourage men to leave their wives, kill their children, practice witchcraft, destroy capitalism, and become benighted grizzlers. Or maybe the purpose is to sully my reputation. Oh what a tangled web Shorrin weaves when first he practices to deceive. Consequently, he should work with us, not step in at the eleventh hour and hog all the glory. Sure, Shorrin may have a right to place stumbling blocks in front of those of us who seek value and fulfilment in our personal and professional lives, but we certainly don't have to stand idly by while he exercises that right. Even when the facts don't fit, he sometimes tries to use them anyway. He still maintains, for instance, that frotteurism can quell the hatred and disorder in our society.

Shorrin is not only hidebound, but he also lacks the self-control necessary to conform his behavior to reasonable norms. Why he would even pretend that his strictures provide a liberating insight into life, the universe, and everything is beyond me. All kidding aside, it's easy for him to declaim my proposals. But when is Shorrin going to provide an alternative proposal of his own? The answer should be self-evident, so let me just point out that I oppose Shorrin's smears because they are frightful. I oppose them because they are annoying. And I oppose them because they will authorize, promote, celebrate, and legitimize unconscionable sexism as soon as our backs are turned. Contrast, for example, his bait-and-switch tactics with those of shallow, incompetent galoots, and observe that there is no contrast. I, by (genuine) contrast, take the view that you should never forget the three most important facets of his witticisms, namely their nerdy origins, their internal contradictions, and their tendentious nature. How on earth these ogres can think of themselves as anything but repressive agitators is beyond me.

I deeply believe that it's within our grasp to do what needs to be done. Be grateful for this first and last tidbit of comforting news. The rest of this letter will center around the way that his dissolute, impertinent scribblings are in full flower, and their poisonous petals of boosterism are blooming all around us. Shorrin will contravene decency because he possesses a hatred that defies all logic and understanding, that cannot be quantified or reasoned away, and that savagely possesses unbalanced, abysmal hedonists with hypocritical and uncontrollable rage. If his activities aren't mutinous, I don't know what is. Too many emotions to count raced through my mind when I first realized that some people suspect that Shorrin's sophistries are nothing short of stinking. Others maintain that Shorrin neglects the impact that selfishness has on the soul. In the interest of clearing up the confusion, I'll make the following observation: Shorrin's hypocrisy is transparent. Even the least discerning among us can see right through it. Whether or not he should violate all the rules of decorum ought to be a simple question, far beyond the realm of debate. However, I want my life to count. I want to be part of something significant and lasting. I want to punish those who lie or connive at half-truths. As a parting thought, remember that Shorrin makes it his job to dissolve the bonds that join individuals to their natural communities.
 
tee hee - i love it!
 
TheCat said:
Well all I have heard for the past 3 years is talk about which specialities make money and which ones do not. I have a finance background and a lot of friends in the business world out there as well as my parents into realestate. I guess I want to tell any of you out there who may be interested in family pract, pscy, int med or whatever else that you may hear does not pay well v. surgery, radiology etc that may pay 300 or 400 k v 150 or 200k in one of the lower paying ones.
let me just fill you in on something. Atleast this is my plan in life. You can make 10 times more than any salary in medicine if you get into real estate and buying properties and accumulating wealth in that manner. I am not saying you have to constantly buy and sell houses but buying 1 or 2 houses smartly a year and working up to more ande selling them at the right times-you can pull in miillions of bucks as you progress-may take 5 years or so to own enough money making properties but you want to know how EVERy rich person out there in the world has made money if they are millionares-REAL ESTATE.
I went to finance school and you would think they would really tell u to buy stocks etc. but you know that all good finance and rich people dont touch stocks-they take other peoples money and put it in stocks but they put their own money into realestate. Do you know that nobody, maybe 1 percent of all investors havfe ever made substantial money in the market on a long term basis-you may make it big one or 2 times but then in the end on average you will almost always break even-that is because as a good finance person knows-NOBODY is smarter than the market.
Anyway-point of this post, if you make 100, 000 bucks-that is AMPLE money to start investing in realestate and make some real money. You should choose a career you are happy in and and one that gives you a lot of free time so you can have more time to MAKE LOTS of money by investments in real estate and time to SPEND all the money you make.
So dont let people tell you to pick fields you hate due to money-they are the people that dont realize how you get rich in this world is NEVER by a salary-anyone making a salary is not going to be very rich-you have to make your own dough-so DONT be discourage if you want to do something that pasy only 100k or something-go for it, be happy and youll STILL be richer than the surgeon working 100 hours a week.
And for all that want to say I am not right-i assure you that you can ask any wealthy person, any financier, any educated business person. Ok just an encouraging word to those who dont want to work away their lives.

hehe how naive premeds are :laugh:
 
fun8stuff said:
I too know physicians who have made a fortune through real estate. One doc in my small hometown bought like 40 acres like 8 years ago. Today he is spliiting it into subdivisions and making a killing.

Besides, The Millionaire Next Door, do you have any books you recommend?

The Automatic Millionaire
you can actually start doing some of the stuff in this book as a med student!

-J
 
The Automatic Millionaire
you can actually start doing some of the stuff in this book as a med student!

-J

Medicine is not a way to make a lot of money. It has not been that way for a while.
 
Man, what was tigershark's deal? Dude was nuts.
 
Hilarious to come back and read this threat post-financial crisis. Wonder how that guy's real estate portfolio was doing a few years ago.

Now being serious. On the whole real estate is an asset class that has had ridiculous returns over the past century, especially in major cities. Obviously it has had significant volatility but the overall trend has been up at a great rate. The problem is that unless you are loaded and can afford a very expensive, diversified real estate portfolio (and afford to maintain said portfolio/sit tight during market downturns), you are putting a huge portion of your wealth on a single asset, which is a very high risk strategy. It's the equivalent of putting half your money on one stock. Regardless of how well you research the issue, it's still a major risk. Now fortunately for stocks, it is very easy to buy into a low cost, low time investment, pre-diversified index fund in which you share the gains/losses of the overall market (which has had a consistent upward trend over the last century). There is no equivalently easy way to buy into a diversified real-estate portfolio.
 
Hilarious to come back and read this threat post-financial crisis. Wonder how that guy's real estate portfolio was doing a few years ago.

Now being serious. On the whole real estate is an asset class that has had ridiculous returns over the past century, especially in major cities. Obviously it has had significant volatility but the overall trend has been up at a great rate. The problem is that unless you are loaded and can afford a very expensive, diversified real estate portfolio (and afford to maintain said portfolio/sit tight during market downturns), you are putting a huge portion of your wealth on a single asset, which is a very high risk strategy. It's the equivalent of putting half your money on one stock. Regardless of how well you research the issue, it's still a major risk. Now fortunately for stocks, it is very easy to buy into a low cost, low time investment, pre-diversified index fund in which you share the gains/losses of the overall market (which has had a consistent upward trend over the last century). There is no equivalently easy way to buy into a diversified real-estate portfolio.
The problem is that people are viewing the sale value of properties as an asset. That isn't the proper way to do real estate at all. You rent or lease your properties- they shouldn't be sold until you're dead. In such a scenario, it doesn't matter what the value of your property is, because you're getting a monthly return regardless of its value. Your net worth is far less important than your overall cash flow if you want to be truly wealthy, something poor investors fail to understand.
 
Between him and TheCat, this is the derpiest thread I've ever read on SDN. And I've read the bull**** Dave89 writes, so that's saying a lot.

Yeah, I mean TheCat's stuff was standard fare for the internet, but tigershark had this whole new spin on it. You look back at his post history and he wasn't too weird there; makes me think he did a bunch of meth and just went full-blown manic all over the keyboard.
 
Yeah, I mean TheCat's stuff was standard fare for the internet, but tigershark had this whole new spin on it. You look back at his post history and he wasn't too weird there; makes me think he did a bunch of meth and just went full-blown manic all over the keyboard.
It's like he dropped acid while watching a Michael Moore documentary and then stumbled into his keyboard and began hallucinating that TheCat was Satan. I can't even believe some of this **** (compressed for brevity):
I kept my silence when TheCat announced he wanted to insult the intelligence, interests, and life plans of whole groups of people. I did nothing when he tried to break down traditional values. But his latest stratagems are the straw that breaks the camel's back. His hariolations occasionally differ in terms of how wanton can they are, but generally share one fundamental tendency: They create a world sunk in the most abject superstition, fanaticism, and ignorance. Caustic boosterism is the shadow cast on society by his objectives, and as long as this is so, the attenuation of the shadow will not change the substance.

I stand by what I've written before, that TheCat is the embodiment of everything petty in our lives. Every grievance, every envy, every callous, poxy ideology finds expression in TheCat. Let's look at the facts. First, he is far more interested in fattening himself on the various processes of decay in our society than he is in helping us reveal the truth about his expositions. Second, he isn't as smart as he thinks he is. And finally, there are many roads leading to the defeat of his plans to dilute the nation's sense of common purpose and shared sacrifice. I definitely think that all of these roads must eventually pass through the same set of gates: the ability to fight to the end for our ideas and ideals. I do, however, know that he hates people who have huge supplies of the things he lacks. You may be surprised to learn that I was once like TheCat. I, too, wanted to move detestable narcissism from the insecure fringe into a realm of respectability. It interfered with my judgment, my reasoning, and my ability to help people see TheCat's unprincipled, perverted tactics for what they are. We must assert ourselves as champions of freedom and expose TheCat's overgeneralizations for what they really are. That is why, come what may, we must investigate TheCat's subversive principles, ideals, and objectives.
 
I really wish I'd bought at the beginning of my residency (2010). The people I know who bought around then and are selling now or sold last year made a lot.

But at the time I was starting out, I'd just seen a bunch of my med school classmates take a total bath on the places they had bought for med school in 2006.

Plus I was moving to a new town that I didn't know the areas very well so I wasn't sure I could commit to a place for 7 yrs. And I wasn't in a good life/financial place although presumably I could have gotten a loan somehow as some of my co-residents did it.

Oh well. Hindsight is 20:20.
It was a win-win 3-5 years ago. Interest was low (still low) and some of the major market had over 50% depreciation... I am also kicking myself for buying only one. Purchased in middle class suburb with good schools for 145k. Previous owner paid 350k for it. Now they are selling for 250-270k now and you can't even get them because it's very nice neighborhood.

Hindsight is alway 20-20, but these opportunities are hard to come by... My brother who is not even living in the US makes at least 250k in the last 4 years and still have a couple of condos that he is using for cash flow... Amazing that the guy understand the US housing market better than I do even if I have been here for almost 15 years and the longest time he has spent here was 2 weeks/year for the last 10 years...
 
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Yeah, buying can be good in the right markets.

Not regarding the 1-2 year, flash flip...but in regards to small longitudinal gains:

I bought a home when starting med school.

Over course of the 4 years, I will come out $25k ahead.

If we stay here for residency (original [and still current] plan), I will end up 75-80k ahead than if I never bought the house as an incoming MS1.

Two years in and on pace.
 
A friend of mine came here for 2 years for a fellowship. He bought when he got here, sold it two years later. Put zero work/improvements into the home, it was on the market for less than 48 hours, got something like 7-8 offers, ended up selling it for well above asking price. Made over 100K off his purchase price.
I did buy only one because I thought the housing market will not recover that quick... In fact, my brother who purchased a few kind of pushed me to buy the one I bought... It's amazing how right he was all along even if he does not even live here... His theory was that foreigners with money will jump into the south FL market... He was 100% correct. These people have driven the market up again and they have priced the lower middle class out of the market...
 
It's tough. I mean what you are saying is exactly what all my med school classmates said in M1 back in 2006.

Yeah def.
All about market: Houses couldn't get any cheaper in pittsburgh.

I'm talking under 60k price-tag for a good, brick home, 2 story, 3 BR, 1200 sqft, wrap-around deck, integrated garage, middle class neighborhood.

That said, there is essentially no appreciation on property value here. Before boom: stagnant. During the boom: stagnant. After the boom: stagnant. My house sold for almost exactly what it sold for past decades. So those gains in earlier post are [un-taxed 🙂] benefits from avoiding what the alternative would have been (ie renting).
 
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Yeah def.
All about market: Houses couldn't get any cheaper in pittsburgh.

I'm talking under 60k for a good, brick, 2 story, 3 BR, 1200 sqft, middle class neighborhood home.

That said, there is essentially no appreciation on property value here. So those gains are un-taxed benefits from avoiding what the alternative would have been (ie renting).
In that case, it's a good investment... A freaking car cost as much as that house. If you decide to stay there after residency and don't plan on living a grandiose life, you can use that house as your primary residence until you accumulate some $$$ or get wealthy... Having no mortgage takes a lot of stress out of one's life. Mine will be paid off by the time I am done with residency, and I plan to use it as my primary residence FOREVER...
 
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In that case, it's a good investment... A freaking car cost as much as that house. If you decide to stay there after residency and don't plan on living a grandiose life, you can use that house as your primary residence until you accumulate some $$$ or get wealthy... Having no mortgage takes a lot of stress out of one's life.

Yeah, my wife and I enjoy being homeowners. After renting and doing the apartment thing for 8 years...don't think I could go back easily. So when I was looking at residencies around the US in my specialty of interest, it was automatic to check out their local housing markets.

...Blew me away. Terrible options.

Will be happy to stay put 🙂 [and extra happy that my home institution has a solid program if I end up sticking with it].

Amen on the lack of a mortgage -- one less thing.
 
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Hilarious to come back and read this threat post-financial crisis. Wonder how that guy's real estate portfolio was doing a few years ago.

Now being serious. On the whole real estate is an asset class that has had ridiculous returns over the past century, especially in major cities. Obviously it has had significant volatility but the overall trend has been up at a great rate. The problem is that unless you are loaded and can afford a very expensive, diversified real estate portfolio (and afford to maintain said portfolio/sit tight during market downturns), you are putting a huge portion of your wealth on a single asset, which is a very high risk strategy. It's the equivalent of putting half your money on one stock. Regardless of how well you research the issue, it's still a major risk. Now fortunately for stocks, it is very easy to buy into a low cost, low time investment, pre-diversified index fund in which you share the gains/losses of the overall market (which has had a consistent upward trend over the last century). There is no equivalently easy way to buy into a diversified real-estate portfolio.
there are imobiliary funds and stocks of imobiliary funds.
 
It's like he dropped acid while watching a Michael Moore documentary and then stumbled into his keyboard and began hallucinating that TheCat was Satan. I can't even believe some of this **** (compressed for brevity):



lmao, perfect clip.

I think I may copy-paste some of these insane paragraphs and post them randomly out of context in pre-allo threads where things are getting out of hand.
 
Yeah def.
All about market: Houses couldn't get any cheaper in pittsburgh.

I'm talking under 60k price-tag for a good, brick home, 2 story, 3 BR, 1200 sqft, wrap-around deck, integrated garage, middle class neighborhood.

That said, there is essentially no appreciation on property value here. Before boom: stagnant. During the boom: stagnant. After the boom: stagnant. My house sold for almost exactly what it sold for past decades. So those gains in earlier post are [un-taxed 🙂] benefits from avoiding what the alternative would have been (ie renting).

Not sure where you're looking, but in the nice parts of Pittsburgh proper (North Oakland, Shadyside, Squirrel Hill), or the gentrifying parts (e.g. the strip or lawrenceville), 60k won't get you so much as a cheap condo. If you're willing to go further out, however, like in the north hills or monroeville there are deals to be had in nice neighborhoods.

That being said, while Pittsburgh has been pretty stagnant for decades in terms of property values, the city market has really started to explode recently. I guess people were reading all those "most livable city" articles.
 
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