This may have been covered in another thread, but is it too late to get Stafford subsidized and un-subsidized loans now? I haven't filled out the FAFSA yet. I'm not going to get any need-based $, but in an effort to be independent (I don't want to fund my entire education with loans from my parents savings) I wanted to take as much loan $ as possible. Can I still do this or will I have to break the news to my parents that I'll need it all from them for this year. Help! Oh yea, I just got my first acceptance last week so that's why I just started thinking about this.