I had thought about transferring, but I didn't go through with it. However, I did talk with people who were transferring. There were no courses that were going to have to be repeated, but the timelines of each school aren't totally in synch. (FYI the two transfer I know of were to SUNY and UMSL). So like you and others have said, it just depends on what you've learned at your first school versus what you'd learn at the school you're transferring to. Besides finding the one in a million person who has done exactly the same school to school transfer, you need to talk to the admin of the school you want to go to. Depending on the two, it could be difficult, but I know from (other's) experience, that it isn't ALWAYS that big a deal (at least if you do it after the first year...I think it would be pretty difficult to avoid an extra year if you waited longer.)