The assumptions you're making about community programs aren't true across the board. You don't learn CBT from the manual (there are psychologists with CBT training who supervise residents), there are forensic trained attendings and hospital lawyers, who, yes, attend rounds and give lectures. There are attendings who love teaching, including teaching about zebras (and yes, some awful ones too, and these exist in university programs as well). You're really supposed to learn how to appraise medical literature in med school; regardless, we had quite a few 'lectures' around that in the community program, as well as a journal club. Also had a few talented psychologists who gave very good supervision, but since I was in a major metro, also got out of my shell and went to a therapy training program, and it was the best decision I made (my guess is that your average university program would struggle to give the same quality of therapy training). At the top tier academic place, there were obviously some stellar residents, but I had my share of encounters with shocking 'duds' (couldn't tell adjustment d/o from MDD, one recommended giving an SSRI for a pt complaining of anxiety in the ER!) - these residents were obviously sitting in the lectures, but since they didn't do the work at home, doesn't really amount to much; As well as some horrible personality-disordered attendings which the administration did attempt to 'hide', nonetheless, people still had to be supervised/interact with them. Let's face it, clinical academic appointments aren't the most competitive positions out there even at 'big name' places (and these places do seem to attract a particular narcissistic type willing to let go of higher pay just for the name).
I think you're right if we are talking on averages. But personally I'd be careful of making sweeping statements about community vs university programs. It's not an automatic pick by any chance, and I would definitely weigh other factors (location primarily). And I do think education in residency is a lot more what you put in it and what you can make with the opportunities you have. But it's clear we've had different experiences.