From someone who currently attends USN--I would concur that burnout is a huge factor. Very fast pace at the school and yes, very expensive. I was raised in the Ft Lauderdale area so I know how beautiful it is down there and what a great school NOVA is. I ended up in USN because my hubby is active duty military and he is currently stationed at Nellis Air Force Base in Vegas (hence the major reason I applied to school here)
I wouldn't dare tell you which school you should go to, but I can say that having family nearby while attending school is a huge perk. I would give anything to have my family nearby to help me out once in a while. I have two kids (ages 4 & 5). Anyhow, whatever decision you make, I wish you the best of luck.
Asor