VA psychologists and malpractice insurance

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Sanman

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Hello all,

It is that time of year where malpractice insurance is due and I am contemplating making a change to my policy. I had previously kept my policy as it was in private practice in case the VA gig did not work out or I added some side consulting/clinical work. However, I have not had the time/inclination to do so and I am thinking of saving the money by reducing my liability coverage. I have some VA colleagues that do not keep any malpractice, but I not quite prepared to do that yet. I was thinking about holding onto minimal malpractice liability (100,000/300,000 or 500,000/1,000,000). I am curious what other current former VA colleagues have done in this position. Thanks in advance.
 
I carried some while in VA, because...... the federal gov.....and VA......have burned me many times before on not following through with things. Frankly, I didn't want to trust them with such a critical thing if something bad happened. I know several others who shared my view while in VA, but most did not carry.

I was also early career, so there was probably some additional paranoia due to that.
 
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