3) Most importantly, where can you moonlight? There might be some easy clinical gig, but do you really want to moonlight in urgent care several years out from your prelim? I don't care how good your prelim year was, you forget it quickly when you don't use it. You still might be able to find SOMETHING, and various people around the country have. But then the question becomes whether the money is worth it for the various licensing, risk/insurance, hours, etc issues you're going to encounter. In the end it's very location specific and opportunity dependent. I wouldn't count on it being an option, and I wouldn't pick a program based on its availability.