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Have any of you weighed the pros and cons of each? Why did you choose one over the other?
Have any of you weighed the pros and cons of each? Why did you choose one over the other?
The NHSC scholarship is VERY hard to get. They only give out a few (like, maybe 10). Additionally, since you're asking that question in the military thread, you're going to get people like me who are going to say "because we want to join the military"
Military dentistry can be more than just money for school. There are lots of opportunities to further your education in specializing or GPR/AEGDs. In my case doing the HSCP going to UW, I'll graduate and start in the Navy as an O3E with 4 years and my salary is going to be that of an associate dentist anyway. Therefore, I'll make the same as a civilian associate right out of school, I'll have a guaranteed job, I won't have any loans, lots of opportunity to specialize, and I will get experience practicing in different locations and to see the world....
I chose military dentistry because I want to be a military dentist. However, if you're just doing it for the money... you might not be happy.
This is such a hard decision. I'm applying this coming cycle to schools that are on the more expensive end. Except UW, where I would get in-state tuition. I feel confident that I will get into UW but I would really prefer UoP if I got in.
My issue is that by the time I graduate I'll be 35 and that doesn't leave me as much time to pay off my loans and save up before retirement. So, if I were to take out loans for school UW would be the logical choice. Of course I'm not going to make this decision before I have an acceptance but I've heard that one must start applying to the military scholarship by this fall.
I strongly believe in service, whether it be military or public health, and would be happy to work in either. But if I'm going to give up 4 years of my life I want it to be worth it financially.
I already have my dad's practice in Alaska that I will be taking over - for free. He said that my first year I would be looking at around $180,000 salary. He also said that if he could do it again he would have taken a full-ride scholarship - "it's only four years of your life, what would you do for half-a-million dollars?"
So I guess my question is: If you knew you would be making $180,000 your first year out of school would you still have taken the scholarship?
This is such a hard decision. I'm applying this coming cycle to schools that are on the more expensive end. Except UW, where I would get in-state tuition. I feel confident that I will get into UW but I would really prefer UoP if I got in.
My issue is that by the time I graduate I'll be 35 and that doesn't leave me as much time to pay off my loans and save up before retirement. So, if I were to take out loans for school UW would be the logical choice. Of course I'm not going to make this decision before I have an acceptance but I've heard that one must start applying to the military scholarship by this fall.
I strongly believe in service, whether it be military or public health, and would be happy to work in either. But if I'm going to give up 4 years of my life I want it to be worth it financially.
I already have my dad's practice in Alaska that I will be taking over - for free. He said that my first year I would be looking at around $180,000 salary. He also said that if he could do it again he would have taken a full-ride scholarship - "it's only four years of your life, what would you do for half-a-million dollars?"
So I guess my question is: If you knew you would be making $180,000 your first year out of school would you still have taken the scholarship?
Of course you would. You probably haven't been there. I was born and raised in AK and I'm taking over my dad's practice. $250,000? Maybe. But I won't be an associate. I'll be the owner and my practice will take medicaid.if you know you're going to earn 180k take home first year out then it doesn't matter how much your loans are, you'll live fine. I'm just curious how you know you are going to take home that much.
OOps, didn't read your whole post. Alaska for 180K per year... I've seen associate positions offering $250k per year to relocate up there... I'd probably work in Sunny Southern california for $100k than Alaska.
Of course you would. You probably haven't been there. I was born and raised in AK and I'm taking over my dad's practice. $250,000? Maybe. But I won't be an associate. I'll be the owner and my practice will take medicaid.