Got a question for those of you who are doing or have completed your residencies...how much of a toll do student loan payments take out of your monthly budget? I'm trying to decide between staying in-state for med school bc of lower tuition vs. going to a more expensive private school that I like more. How much should cost of attendance figure in to my decision? Am I correct in thinking that you do not have to start repaying the principal on the loans until after residency, and is it basically just peanuts at that point compared to the salary you'll be making as a physician? Thanks!