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Just want to see who is pure of heart and would still want to be a doctor if they could only make at least $700,000.
Depends... do we also get tort reform?Stinger86 said:Better question: Would you still want to be a doctor if they socialized medicine?
cooldreams said:
hightrump said:cooldreams said:i could live easily on 20k.
whats the problem with that?? im doing it right now actually.. 🙂
Super Rob said:Ten steps to clearer thinking
1) pay for undergrad college
2) pay for mcat, amcas, secondaries, travel, and interview expenses
3) pay for 4 years of medical school
4) receive pennies for three years of abuse (residency)
5) work in the world of HMO medicine and malpractice insurance
6) meet a man/woman who wants a house and children
7) pay for house, car, car-life-health-dental insurance, and bills
8) pay two or three college tuitions
9) listen to family complain about wanting a vacation/pay for vacation
10) take a look at the thing you wrote twenty years early about being "perfectly content" working 60 hrs a week for 20k/year.
Granted, I'm not in this for the money, nope, not the types of medicine I'm interested in. But friends in the real world as well as people on this board talk as if they'd be happy as pigs in slop earning less than a high school dropout while $200 in debt. What scares me is that these people vote.
We should all revisit this thread while we're in the midsts of our careers, he he. Wait, we won't have time.
stupid emoticon: 😱
Super Rob said:What scares me is that these people vote.
cooldreams said:whats the problem with that?? im doing it right now actually.. 🙂
phllystyl said:where the fsck do you live? I was in Philly making 25 for 2 yrs. Things were tight.
Kid, you are pretty naive. Talk to us after you finish residency. Feel free to give all of your income to charity once you are an attending and then we will be impressed by how much of a free spirit you are. By the way, did you ever stop to think that other parts of the country are a lot more expensive then Kansas?cooldreams said:what scares me is that ppl like YOU vote.
look at me. im some punk that has been out of undergrad for a year, making 50k a year. I have NO LOANS, NO FAMILY, I am NOT in med skoo yet, health insurance is free...
wanna look at real things, 150k house 6%,30yrs is 8600 a yr, a 20k new car is 3900 a yr, now granted there are certainly more expenses than these but these are the major ones, and if i was makin 20k then i wouldnt have bought such a house and car anyways, could get a nice car or van for 3000(583 a yr) or less, and a decent house for around 80k(4600 a yr) or so...
sure if i had a family i had to provide for, 200k+ in loans, etc etc to pay for, then yea more money would be a blessing, but if you were only making 20k as a doc, then there had better be a bunch of changes, like health insurance benefits, no loans, no malprac insurance, etc etc...
something you should remember as you are making all of your "dream bucks"... the more you have, the more you are accustomed to, so the more you will spend, and the less you will save. i.e. dont let your standard of living get out of control, there are ppl in the usa right now that "get by" on 5k...
btw i am not liberal... im christian heheh![]()
Masonator said:Kid, you are pretty naive. Talk to us after you finish residency. Feel free to give all of your income to charity once you are an attending and then we will be impressed by how much of a free spirit you are. By the way, did you ever stop to think that other parts of the country are a lot more expensive then Kansas?
Super Rob said:Ten steps to clearer thinking
1) pay for undergrad college
2) pay for mcat, amcas, secondaries, travel, and interview expenses
3) pay for 4 years of medical school
4) receive pennies for three years of abuse (residency)
5) work in the world of HMO medicine and malpractice insurance
6) meet a man/woman who wants a house and children
7) pay for house, car, car-life-health-dental insurance, and bills
8) pay two or three college tuitions
9) listen to family complain about wanting a vacation/pay for vacation
10) take a look at the thing you wrote twenty years early about being "perfectly content" working 60 hrs a week for 20k/year.
Granted, I'm not in this for the money, nope, not the types of medicine I'm interested in. But friends in the real world as well as people on this board talk as if they'd be happy as pigs in slop earning less than a high school dropout while $200 in debt. What scares me is that these people vote.
We should all revisit this thread while we're in the midsts of our careers, he he. Wait, we won't have time.
stupid emoticon: 😱
cooldreams said:actually, kcmo stands for kansas city MISSOURI... and the standard of living index is about 100, meaning it is about average. so... take the 20k and muliply it by the percentage sl index and you will have your approx 20k equivalent in that "more expensive" part of the country you are talking about. sorry if my naivity has bored/confused/upset you in anyway 😛 heheheh
cooldreams said:what scares me is that ppl like YOU vote.
look at me. im some punk that has been out of undergrad for a year, making 50k a year. I have NO LOANS, NO FAMILY, I am NOT in med skoo yet, health insurance is free...
wanna look at real things, 150k house 6%,30yrs is 8600 a yr, a 20k new car is 3900 a yr, now granted there are certainly more expenses than these but these are the major ones, and if i was makin 20k then i wouldnt have bought such a house and car anyways, could get a nice car or van for 3000(583 a yr) or less, and a decent house for around 80k(4600 a yr) or so...
sure if i had a family i had to provide for, 200k+ in loans, etc etc to pay for, then yea more money would be a blessing, but if you were only making 20k as a doc, then there had better be a bunch of changes, like health insurance benefits, no loans, no malprac insurance, etc etc...
something you should remember as you are making all of your "dream bucks"... the more you have, the more you are accustomed to, so the more you will spend, and the less you will save. i.e. dont let your standard of living get out of control, there are ppl in the usa right now that "get by" on 5k...
btw i am not liberal... im christian heheh![]()
cooldreams said:could get a nice car or van for 3000(583 a yr) or less, and a decent house for around 80k(4600 a yr) or so...
sure if i had a family i had to provide for, 200k+ in loans, etc etc to pay for, then yea more money would be a blessing, but if you were only making 20k as a doc, then there had better be a bunch of changes, like health insurance benefits, no loans, no malprac insurance, etc etc...
something you should remember as you are making all of your "dream bucks"... the more you have, the more you are accustomed to, so the more you will spend, and the less you will save. i.e. dont let your standard of living get out of control, there are ppl in the usa right now that "get by" on 5k...
btw i am not liberal... im christian heheh![]()
Super Rob said:I made some generalizations in my post, and that's what I intended. The figure I threw in (20k) came from my biased prospective of what it costs to live where I'm from. And where I'm from, the paperboy makes 20k.
I don't make much more right now 😀
And if I wanted a nice place and a car that could get me around, and maybe a wife and children, better insurance, and a gadget or two, I would need to make a lot more than I'm making now.
Physicians make comfortable salaries across the board, making medicine a particularly attractive field for people who like to help people AND put a roof over their heads. Same with fields like nursing or pharmacy.
I'm drawn to medicine because it offers the sort of career I am after as well as security. People (mostly people in my life who do not post on sdn) sometimes lecture me on money being the root of all evil (never heard of that before) and more specifically on how wanting to help people and wanting to make money present a conflict of interest.
I disagree wholeheartedly with the latter.
Mr. Rosewater made some fine points, although I don't consider my former post a good one... specifically cuz it got some people angry. But we're all going to accumulate debt in these next few years, and we're going to give a lot of ourselves in our careers. It is vital to the future of our profession that we are reimbursed appropriately. We deserve the same quality of life as our friends in other professions that require a shorter and less expensive education. How else will medicine continue to attract the best and brightest, just like other fields attract their best and brightests prospects? While some people would give up some or much of the what they are capable of earning with their professional degree if only to stay in their profession, there are others who would simply find something else to do if it meant being more able to support a family or a desired lifestyle. And you cannot blame them. It would be inapropriate to support any legistlation that would threaten their salaries and effectively push them out of the field (that is the fear that inspired my voting comment - my apologies if it seemed really nasty the way I put it).
If your friend, who had a child to support, was trying to decide between let's say dentistry and his dream job of dressing up as a clown and making baloon animals for children, what would you tell him?
Or, if you and your friend both worked at McDonalds earning a dollar above miniumum wage and you overheard your friend say "Hey, we really don't NEED this extra dollar," would you be a little concerned?
😎
hightrump said:dude, you are wronger than wrong....
do you know what the intest alone is on 200K of medschool debt?
I didnt think so. A 5% yes FIVE percent, your interest alone is 10K a year.
And so you are living on 20K a year after taxes right now. I am living on about 18 and it is totaly comfortable. But I have free health insurance, no kids, no wife, and i have no savings. You think you can save for retirement on 20K a year?? You think your helth insurance is going to stay free? Do you know what it will be when you are 65?? Do you plan on having children to pay for? or are you just going to have them mowing laws at age 11 to pay for their own college?
Do you know that assuming you can live on 20K a year of after tax dollars through retirement, which you cannot unless you were military and have some amazing benifit package, you will need at least 300K set aside to gerentate a reliable 20K a year after tax? where are you going to get 300K worth of principal to generate you retierment income on 20K a year? since 10K a year will keep you 200K in debt, an extra 10K a year would get you out of debt in 20 years. So now you are 50, you put 20K a year into savings and my age 65 five you have your so called nest egg, which will generate 20K a year. you just made it, you paid off your debt and saved for retierment. Oh i forgot, you also had ZERO dollars to live on for the past 35 years. But that should be easy right?
Did you the level of income that gives you the distiction "in poverty" in a four person family is 19K? And this is more people without 200K of med school debt.
You need to get serious about your future. Leaving this sort of thing up to chance is DANGEROUS. You will end up on welfare and i will be paying for you to live, and it will cost me alot more than 20K a year.
The reason it is scary that you vote is that you have thought through none of this.
if you had malpracitce, loans ect more money would not be a blessing it is neccesary, period.
those people getting by on 5k a year eat out of dumptsers. The averge homeless person will collect 5K a year by begging. about 13 bucks a day. or a little less than a dollar an hour.
hightrump said:dude, you are wronger than wrong....
do you know what the intest alone is on 200K of medschool debt?
I didnt think so. A 5% yes FIVE percent, your interest alone is 10K a year.
And so you are living on 20K a year after taxes right now. I am living on about 18 and it is totaly comfortable. But I have free health insurance, no kids, no wife, and i have no savings. You think you can save for retirement on 20K a year?? You think your helth insurance is going to stay free? Do you know what it will be when you are 65?? Do you plan on having children to pay for? or are you just going to have them mowing laws at age 11 to pay for their own college?
Do you know that assuming you can live on 20K a year of after tax dollars through retirement, which you cannot unless you were military and have some amazing benifit package, you will need at least 300K set aside to gerentate a reliable 20K a year after tax? where are you going to get 300K worth of principal to generate you retierment income on 20K a year? since 10K a year will keep you 200K in debt, an extra 10K a year would get you out of debt in 20 years. So now you are 50, you put 20K a year into savings and my age 65 five you have your so called nest egg, which will generate 20K a year. you just made it, you paid off your debt and saved for retierment. Oh i forgot, you also had ZERO dollars to live on for the past 35 years. But that should be easy right?
Did you the level of income that gives you the distiction "in poverty" in a four person family is 19K? And this is more people without 200K of med school debt.
You need to get serious about your future. Leaving this sort of thing up to chance is DANGEROUS. You will end up on welfare and i will be paying for you to live, and it will cost me alot more than 20K a year.
The reason it is scary that you vote is that you have thought through none of this.
if you had malpracitce, loans ect more money would not be a blessing it is neccesary, period.
those people getting by on 5k a year eat out of dumptsers. The averge homeless person will collect 5K a year by begging. about 13 bucks a day. or a little less than a dollar an hour.
orthoman5000 said:It would seem to me that if you really cared about helping others you would want to make as much money as possible and then give it away as you see fit, not how the government sees fit.
Remember, money is not the root of all evil, the love of money is the root of all evil.
orthoman5000 said:Should there be a "no posting unless you've actually matriculated to medical school" rule for this thread?
orthoman5000 said:Should there be a "no posting unless you've actually matriculated to medical school" rule for this thread?
Super Rob said:No, that would preclude a 30+ premed who has been out of school for years paying bills and working in the real world from sharing her perspective.
orthoman5000 said:O.K., they can post. Just not 18-22 year old idealistic naive pre-meds.
EctopicFetus said:I could live on less but the point is I dont want to. The question you need to ask yourself is would you want to? If you do we can arrange something. Give me the "extra money" and ill manage it for you. All these liberals blab but it is only a hypothetical. I want to see someone have the balls to do it.
The other option give most of it to charity related to medicine and help improve the health care of the uninsured. No one here is willing to do that. All they do it pay it lip service.
If they made tuition zero and maybe a stipend of a $1500 a month, and a salary in the 50K range much fewer people would be interested in the field. Actually if you are interested in a deal like that.... The military offers it. Go Join...I know they recruit at all med schools and thats basically what they offer. Plus their match is way easier.
Masonator said:I'm glad that physician reimbursements are not decided by 22 year old idealistic pre-med jesus freaks. I know, we could all live on a Christian commune after we finish residency. That way we have no mortgage, and we don't have to pay any taxes. We can get a religious cult status. We can have so many children that the welfare checks alone can support all of our medical school loan payments. Then we can work for substandard wages at free healthcare clinics. Who's with me. We can set up our first religious compound outside of Kansas City Missouri!! Cooldream, I'm nominating you as our high priest. We can even stockpile guns and ammunition! If this is the plan, I'll work for 20,000 per year. I'll need many wives so that we can have enough children to get about 4,000 per month in welfare. Then I can take care of business. We can also farm and sing folk music together.
Weeeeeeee!!!
orthoman5000 said:It would seem to me that if you really cared about helping others you would want to make as much money as possible and then give it away as you see fit, not how the government sees fit.
Remember, money is not the root of all evil, the love of money is the root of all evil.
cooldreams said:harsh dood... guess thas what happens when you dont have God in your life though... but... thas also your choice.... 😉
hightrump said:when you say " more money would be a blessing" if you DID have to pay all the mentioned things. it implys you think it would possible to do it without that "blessing"
but im not going to argue over this sort of thing if we are clear now that 20K wont cut it. even if med school was free, you would still have NO time or extra money to save for reteirment. If you are also assuming reteiment would be included then who knows. you can take it, i wont.
Masonator said:How do you know that God isn't in my life? I'm not an atheist. Honestly I don't think there is anything wrong with communes either. Trying to mix our medical system with that philosophy is a separate issue.
You have to be careful when you go trolling...
elias514 said:In light of the tremendous educational debt, interminably long and rigorous training period, and extraordinary challenges of medical practice (e.g., doctors being held to impossibly high standards, constant threat of medical malpractice, insurance hassles, etc.), there's no freakin way I would become a doctor for a future income of 70K/yr. Doctors earn a lot of money because they DESERVE it.