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Nursing school competitive? Hard to believe considering the ongoing national shortage of bedside nurses (and in many places having to bring in foreign nurses to fill the staffing needs) and it's by no means an easy job. I suppose pay has gone up for them lately to adjust for the supply/demand. I guess its possible that while less nurses want to do inpatient bedside nursing, many more are willing to doing to to fill other nursing roles, or are doing nursing school as direct stepping stone to NP school without ever actually working as an RN. And nursing school, as an undergraduate level degree, should be cheap at many state schools (in many states there's good amount of scholarships at the undergrad level) so loan burden usually isn't as much of an issue at the undergrad level.Nursing school is also extremely competitive as the word is out. The community college programs that are next to free are a bloodsport trying to get in and I know people who take 3-5 years to get into the program even with good scores. That leaves the private programs where you come out with 100k or more in debt. Not insurmountable and about 1x income depending on where you practice but not the free lunch people are mentioning. Similarly, there is a state school PA program that's pretty good near me. They have over 1000 applicants for around 10 slots, just insane. Or you spend 150k or more on a private program and have similar debt struggles.
My wife did dental at USC, and with the ridiculous student loan burdens for them it pushed the graduating students in some not very surprising directions. A good portion went military to get their loans paid off. 4 years for 4 years and most actually liked it, some posts in rural bad areas, others like Camarillo, CA on the beach, Okinawa, Germany were pretty plush. Airforce if you can get in>>>navy/army. My wife just finished her 10 year PSLF after a long string of public health clinics. Some gratifying work in there but max salary of 150 (175k with benefits), but when you include the benefit of programs that pay your loans while working on an income driven repayment plan and then forgive the rest the effective comp becomes 250-400k in public health if it means your loans go away. I suspect the math could be similar for many physician specialties. I don't know any of her peers who were stupid enough to take out the 500k in loans and then take an associate job in a competitive area for 125k.
Student debt sucks and there is really no reason for schools to be this expensive.
Agree that PA school is surprisingly competitive these days, with acceptance rates in low 30s% which is lower than the annual acceptance rate of USMD med schools. And clinical time during PA school is usually more intense than NP school (which have many programs that are mostly online, less clinical hours than PA school, and can even be done by full-time working RNs if spread out over 3 years).