A1cfox21 said:
Thanks for the info. This sounds like something I could definetely do. So I can go FL Air guard to finish my BA and then transfer into the MSC When I start Med school. Would I get anything during residency besides drill pay or is that where the stipend part kicks in? Once I finish my FP residenscy, I'd start getting the loan repayment, right? So maybe 4 yrs of that ($80k) then 4 yrs payback, right? That would put me past retirement time. That works out ok if I'm calculating right. 5 years AD, 2 drilling (BA work), 4 years med school, 3 residency, 4 yrs receiving loan repayment, 4 years payback= 22 years total service. That would only be 8 years of potential deployments. Would one be susceptible to deployments during residency status? I would think not since HPSPers aren't, I think. Anywho, thanks for the info. I think the Guard route is getting much more appealing as I see it. Please correct any of my above assumptions if they are incorrect. Thanks again.
-Yes you can finish your BA in the Guard, then when accepted go into the MSC once you start med school
-If you do FP for residency you will get the stipend which currently is about $900-1000/mth, with a 1:1 payback.
-5 AD, 2 ANG, 4 MSC, 3 FP stipend (and still get drill pay), 4 loan with concurrent payback of FP stipend (you may only need to keep drilling to recieve loan repayment, not 100% sure if you would owe additional time), this brings you to 18, may or maynot owe 4 more which would bring you to 22 years. Thus you are correct with 8 years deployable (you are NOT deployable during residency).
-Retirement pay will not kick in until 60yoa, unless they change the law which they are throwing around.
-Also with deployments, right now if you do backfill, they are only 90 day rotations, pretty sweet, unless your whole medical unit gets activated, then you get the 1-2 year deployment. However, any 90 day rotations you may have performed during a certain time period counts towards your time.
-Yes it is a sweet deal, allows you to get some good extra $, stay off the radar for deployments during school & residency, not be jerked around as some of the HPSP'ers do, and serve your country.
-I have 8 years left, 4 med school (MSC), 4 residency (probably gas, so I will not get the stipend) non-deployable, then thanks but no thanks to any more with Uncle Sam. I've deployed twice during my AD days, so it will be bye-bye.
I hope this thread gives some people an alternative to going HPSP, or attempting to stay in another career field in the reserves during med school, and residency where they may be pulled out at a bad time...