debt management

Hey all! Going into medical school I was very concerned with the amount of debt I was going to be in. This led me to create a tool for myself to help track my loans and see the different strategies I could take to pay off my loans faster and save money. With the tool I made, you can simulate...

I'm sure this question gets posted a million times so my apologies in advance for starting a 1000th thread on it. Basically unless I get off the waitlist for my in-state school, I'll be attending UAB as an OOS student (~$107,000/yr total cost). I'm potentially interested in specializing someday...

This cycle has been both exciting and disappointing for me. I am very lucky to have received acceptances from vet schools except for my IS school (waitlisted, but unlikely to get off). My other struggle is that I need to report my parents' salaries based on my age, but I will not be receiving...

So, I know that there are probably other threads out there where I could find the answers I'm looking for if I did some digging, but I'm looking for recent answers to just a couple questions so I'mma go ahead a create a new thread, (1) When should I apply to HPSP (or I guess reach out to a...

Does anyone have experience with the 2 year HPSP scholarship? I know the Air Force pretty much makes you do the AEGD (which doesn’t count towards the payback) then you owe 3 years of service. So 4 years total. I go to a pretty pricey Dental school. I’m looking at about $500k in debt when I...

Hey guys, In a bit of a pickle - just doing some math (and stressing myself out like crazy)... If I were to go to my in-state dental school (Rutgers), I'd still be in a pickle of $250,000 - and if the dream of specializing comes true - about $350,000 total. Now, that's minus the interest and...

Hi everyone, I am nearing the end of my informal Post Doc and am trying to decide whether to stay on in the position I am currently in in or seek alternative employment in order to find more work/life balance and pay off student loans faster. I could see myself ending up in a group practice...

Is anyone else wary about the debt they are taking on? The average medical student graduates with 190k in debt. At the grad PLUS rate of 7%, paying down just the interest during residency (13,300 per year) seems nearly impossible. After residency, you are now likely into your early thirties or...

I was fortunate enough to be admitted to all 3 of these schools yesterday. They are among my top choices for where I should attend school. I know I am a ways away from making this decision, but I am quite sure I want to specialize, possibly in OMFS. UCLA is substantially cheaper and that is...

Yesterday I was fortunate enough to be accepted into some amazing dental schools with Columbia, UPenn, and UCLA being among my favorites. As I am considering where I enroll, I wanted to ask graduates of these schools if the debt was worth attending that school. Columbia and Penn are very...

Hi there! As a prospective dental student for the class of 2022, I am currently doing some research on game plans for how I am going to tackle student debt once I graduate. I know it is a ways off, but I was particularly curious about how hard/competitive it is to qualify for the PSLF program. I...

What do you guys think? Is it smarter to use all your disposable income to pay off debt or should you stash some away in a savings account? Say you have 120k in student loan debt.