200k in debt club

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unfortunately whenever i hear aerosmith i think of the song dude looks like a lady. and whenever I think of that song I instantly think of mrs. doubtfire. my brain cannot disassociate them.
 
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Oh, so I have a cool story related to the new topic of this thread.


So while I was in college, I was working for this laryngologist at MGH who works with professional voice users. He was pretty young and very up-and-coming, but his boss is sort of one of the huge people in his field, if not the number 1 guy (we'll call him Dr. X). He is arrogant as all get out, but the guy has a couple of surgical procedures named after him, so hey, he's probably allowed.

Because he was kinda mean and arrogant, he never dealt with pre-meds directly, so I always worked for the younger doctor. However, when I found out that Dr. X was giving a lecture about some of the voice disorders he'd seen, I figured it might be fun, so I went (this was a public lecture, which is why this won't be a HIPAA violation).

Anyway, he was talking about opera singers and voice hygiene and "the dr. X method", and then he started talking about people he'd saved thanks to his miraculous method who had totally ruined their voices and would probably be mute if it weren't for him. So then he goes "this patient in particular wanted me to mention him as a sort of warning of what happens when you don't sing healthily and dont live well".

He then shows this video of a healthy opera singer singing and a shot of his larynx while he did, and it all looks healthy and pink and the vocal folds are doing what they're supposed to do. After that, he shows another larynx, and this one is CLEARLY the wrong color, it's all scarred, has all kinds of polyps, I mean that thing was a mess. So then he goes "this is what happens after a life of sex, drugs, and rock and roll". So then you hear him in the video going "Sing something", and out comes "WALK THIS WAAAAAAAAY!!!!" and it was Steve Tyler!

Anyways, I saw Steven Tyler's larynx. And it was very, very cool. In an extremely nerdy sort of way, but hey! He sang "walk this way"!
 
I feel like a life of badassery is totally worth a messed up larynx.

But then again, I am also the type of guy who thinks a good, medium-rare steak on a daily basis is worth the heart-attack down the line.
 
I feel like a life of badassery is totally worth a messed up larynx.

But then again, I am also the type of guy who thinks a good, medium-rare steak on a daily basis is worth the heart-attack down the line.
Never have I agreed with anything more in my life.
 
It is sunny out and the sun might actually shine in my window for two days in a row. God I love spring!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!
 
It is sunny out and the sun might actually shine in my window for two days in a row. God I love spring!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!

Here in sweet Virginia it was like 70 the other day and now it is 39.
 
Oh, so I have a cool story related to the new topic of this thread.


So while I was in college, I was working for this laryngologist at MGH who works with professional voice users. He was pretty young and very up-and-coming, but his boss is sort of one of the huge people in his field, if not the number 1 guy (we'll call him Dr. X). He is arrogant as all get out, but the guy has a couple of surgical procedures named after him, so hey, he's probably allowed.

Because he was kinda mean and arrogant, he never dealt with pre-meds directly, so I always worked for the younger doctor. However, when I found out that Dr. X was giving a lecture about some of the voice disorders he'd seen, I figured it might be fun, so I went (this was a public lecture, which is why this won't be a HIPAA violation).

Anyway, he was talking about opera singers and voice hygiene and "the dr. X method", and then he started talking about people he'd saved thanks to his miraculous method who had totally ruined their voices and would probably be mute if it weren't for him. So then he goes "this patient in particular wanted me to mention him as a sort of warning of what happens when you don't sing healthily and dont live well".

He then shows this video of a healthy opera singer singing and a shot of his larynx while he did, and it all looks healthy and pink and the vocal folds are doing what they're supposed to do. After that, he shows another larynx, and this one is CLEARLY the wrong color, it's all scarred, has all kinds of polyps, I mean that thing was a mess. So then he goes "this is what happens after a life of sex, drugs, and rock and roll". So then you hear him in the video going "Sing something", and out comes "WALK THIS WAAAAAAAAY!!!!" and it was Steve Tyler!

Anyways, I saw Steven Tyler's larynx. And it was very, very cool. In an extremely nerdy sort of way, but hey! He sang "walk this way"!

This story is awesome. If I was this doc, I would promise steven that I could cure his larynx, but my treatment would only work if I was present at all concerns, all after-parties, and all after-after parties.

EDIT: friday night and on sdn. whatever.
 
This story is awesome. If I was this doc, I would promise steven that I could cure his larynx, but my treatment would only work if I was present at all concerns, all after-parties, and all after-after parties.

EDIT: friday night and on sdn. whatever.
I had to work.🙁 But I did have some french fries, and I put vinegar on them. (you know you are jealous)
 
Good morning. Just got back from a weekend in Reno/Tahoe. It was awesome. I made a snowman...like real man.

Also, sledding, long believed to only be a sport for children, is pretty bad-ass, and dangerous.
 
Good morning. Just got back from a weekend in Reno/Tahoe. It was awesome. I made a snowman...like real man.

Also, sledding, long believed to only be a sport for children, is pretty bad-ass, and dangerous.

I think I might like to go to mschool in Nevada. Is it money?
 
I'm reviving this thread because I just had a near fatal freak out about debt again. I was accepted to my state school, but I really don't like it too much (entirely PBL) and there's a huge rocus on rural medicine.

My other option: 254k loans over 4 years.

So the only thing that can make me feel less scared shi&tless about my future is if others also feel scared shi&tless about their future.

It's official. the 200k in debt club is back and it's worse than ever. :meanie:
 
I am right there with you. The first financial aid offers came in last week and all I could think was "what am I getting myself into here?"

There is just no way I can wrap my mind around that amount of debt considering that I make less than half in a year of what I will be spending next year alone...

...6 fully loaded BMWs, a brandnew 2 bedroom house in North Carolina, an inner-city apartment in one of the Chicago suburbs, 250,000 items off the 1 dollar menue at McDonalds...

really there is no good way to wrap my head around it...
 
Does it count if I go to a school where I will BARELY be under $200k in debt after graduation? I mean, the interest will compound to the point where I'll be in $214k in debt after residency, but still...
 
I am right there with you. The first financial aid offers came in last week and all I could think was "what am I getting myself into here?"

There is just no way I can wrap my mind around that amount of debt considering that I make less than half in a year of what I will be spending next year alone...

...6 fully loaded BMWs, a brandnew 2 bedroom house in North Carolina, an inner-city apartment in one of the Chicago suburbs, 250,000 items off the 1 dollar menue at McDonalds...

really there is no good way to wrap my head around it...

Yes, you've expressed my exact thoughts.

PLEASE BARACK OBAMA HELP US
 
Does it count if I go to a school where I will BARELY be under $200k in debt after graduation? I mean, the interest will compound to the point where I'll be in $214k in debt after residency, but still...

I think as long as you have the potential to hit the 200k mark at any point during a regular repayment plan you should be allowed in the club
 
Any others contemplating a financial holocaust? Come, join us...
 
Any others contemplating a financial holocaust? Come, join us...

I think me and all of my future NYMC classmates are granted an automatic Gold Membership to the club. COA: $67k on campus, $71k off. Man I wish I'd get into my state school - damn waitlist.

Can't wait to be a doctor!!!
 
Does it count if I go to a school where I will BARELY be under $200k in debt after graduation? I mean, the interest will compound to the point where I'll be in $214k in debt after residency, but still...

Did you get your finaid package back, then?😳
 
Nope, STILL no word. The school I was talking about is the other school I'm considering (UW), and it's cheap compared to Case! I'll know more once they get me the package.

Nuts. :/ Mine came in the afternoon on Friday, if that helps at all. 🙁
 
A little bit of free🙂D), non-scholarship money and a whole bunch of loans.😳

At least its something👍

I just got some money from Loyola ($1000 per year) but it's still 61k a year with the free money.

I still want to go to NYU (64k a year). :scared:
 
Does anyone else have intense under-grad debt as well ~$100k ? 😱
 
Does anyone else have intense under-grad debt as well ~$100k ? 😱

I have student debt for undergrad but it's in my folks' name. This is good and bad. Good because it's technically not my debt. Bad because it pretty much means I won't get help from them now. Hang in there.
 
I'm wondering why nobody has asked ngcats why he/she decided to ditch a state school acceptance for a private school one. IMHO unless the state school is really bad and the private school is definitely very good (and I don't mean they were slick and fed you better bagels @the interview day) it's probably not worth it to attend the private school if it's going to cost at least 30-40k more than the state school.
 
I'm wondering why nobody has asked ngcats why he/she decided to ditch a state school acceptance for a private school one. IMHO unless the state school is really bad and the private school is definitely very good (and I don't mean they were slick and fed you better bagels @the interview day) it's probably not worth it to attend the private school if it's going to cost at least 30-40k more than the state school.

personally I am a big what-if person....I think I would go through 4 years of medical school (and maybe beyond, depending on how things are going) "what if I had chosen the other school?". Money does play a role in my decision, but then I am also deciding between two private schools, so the difference is big, but not huge.

So far I am rejection the notion that $$$ trumps everything else completely. It should be a consideration, and probably one that weighs heavily on one's decision, but it shouldn't be the only factor.

I think anyone has to decide on their priorities. Can you live easier with less debt and not having gone to your "perfect" fit or will you be happier with the preferred school but more debt? Either way I think it is hard to predict the future either way, the best you can do is to make the best decision based on the info at hand.
 
I'm wondering why nobody has asked ngcats why he/she decided to ditch a state school acceptance for a private school one. IMHO unless the state school is really bad and the private school is definitely very good (and I don't mean they were slick and fed you better bagels @the interview day) it's probably not worth it to attend the private school if it's going to cost at least 30-40k more than the state school.

I know. I ask this myself. I just don't like the school very much (for several non-bagel related reasons). But, of course, it's not a "bad" school by any means.

Maybe I should just suck it up and go state. I'm just kind of confused I guess and seems too big for me to make.
 
Worst case of gamers' thumb I ever developed was after playing and beating the Simpson's arcade game. It took about 3 hours and 10 dollars, but it was freaking worth it (I was 7 at the time).


By the way, Simpson's arcade game ranks as one of my favorite all time. I'm already assuming everyone agrees.

Haha, great game! Especially when you could play it for free and save the $10.00 :meanie:
 
hahaha this thread somehow made me feel little better. I was so sad when I got rejected by my state schools (damn CA!!!) and have to go to private school with $70K CoA. Good to see there are a lot of you in the same boat as me.
 
God, i just joined this horrible club. hahaha. $248K + interest here i come! 😱
 
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