I’m barely 50. Done all that traveling already. Been to Caribbean twice this summer. It’s a quick trip as you know from Florida. I prefer the keys to be honest for boating. I took 5 weeks off in the summer. I’m up 1.3 this year already. Mid 7 figures. I should be 10 by age 56/57IDK, money can cloud judgement sometimes.
You sound like you are in your 50’s maybe early 60’s.
If you’ve been crushing it the way you say you are then you should be sitting real pretty in investment returns alone- unless you are a big spender.
A 10 million portfolio in VOO at the beginning of 2024= 2.4 million returns this year so far.
A 5 million portfolio in VOO = 1.2 million so far.
Do you really want to work your arse off and loose out on valuable life outside of work above 50+ y/o if you have had a good career? I guess that’s a personal question, but worth bringing up in these threads.
To me, time away from work far exceeds money once you have achieved financial freedom and have traversed through your 40’s.
The time to work hard and put money away is early in your career… not when you are in your last 5-10 years of work. At least that is the way I see it.
For one, your returns are higher the earlier you are in the market. As you get older in your career, resilience is not what it was when you were up all night at 30 y/o crushing the septic ex-laps and middle of the night AAA’s.
Ease your way into retirement… After 20 years of anesthesia, your interest in retirement/brokerage accounts alone should carry you.
You’d catch me in the caribbean. Quick trip to the islands of the bahamas is super easy where you live. My weeks off would be spent adventuring caribbean islands on a regular basis if I reached financial freedom and lived in Florida at 50+ years old and a stable part time job/locums.
Everyone is different- I get that.
Few pictures from a couple of months ago for interest.
I will be at 10 weeks off end of December.
But money is a moving target. Yeah. Spending is gotten out of hand.
Just hard to turn down some of this money. I was sitting around with no plans for last week. Suppose to be my off week. Than they asked me to work. Daytime 5-6 hrs (with 8 hr guarantee) morphed into a 96 hr call due to the hurricane)
I have half of December empty on purpose. Will head out to New York for a few days with the kids cause it’s Xmas time. Than probably swing to Breckenridge for skiing week after xmas. It’s my friends 2 bedroom ski in/out condo). So I’m not even affected by xmas pricing. So I do a lot of traveling.
But my kids are in school. So I like to work when they are in school.