I recently got accepted to a very pricy dental school and this is my only option at this point. Now if I was 25, I'd be ok with it as I would have a long time to pay it off. But I'm already in my mid-30's and would be looking at paying $40-45K in debt/year throughout my 40's. I'm wondering if it's worth it to wait and reapply for the next cycle hoping I can get in at the state school which would cost about $130K less. I didn't get all my materials in until late October and I think this hurt my chances but I still received three interviews. Also, if I do go, is the military my only option to avoid being poor until I'm 50?