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I do have a SO and she will be helping me out with whatever option I choose. We just have too much debt that her income is not able to keep us afloat. She has a good amount of student debt ($1100/month) and I have car payments and a motorcycle payment. Those combined along with insurance adds up to around $1000/month and then you throw in rent in a city and we're tapping into our savings by a decent amount every month that I'm not working. Working another year would allow me to pay off my car and motorcycle. I've tried to sell my motorcycle but it's on the expensive side so I haven't had any bites yet. We could make option 1 work financially if we were to move apart for 9 months. She could go live with her parents and work in Chicago and make almost double what she makes here. She's offered to do this but I would like to avoid this, especially with a wedding coming up in May 17'. I know my parents would keep us afloat if they absolutely had to but being that they are paying for my wedding, I am trying to avoid asking them for more and more... I am very fortunate already that they are covering the wedding. Good luck with your classes! I'll be joining the fun soon enough
Thanks for the input! A year of classes will cost me somewhere around $13k as a non-degree seeking student