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Thanks, everyone decision made!
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How much debt will you accrue by going to Einstein?
What do you wanna match in NYC? If it's a competitive specialty, I would go for Einstein. Otherwise, go with Albany -- a full ride is hard to pass up!
For me personally, I would go with Einstein, because I really can't see myself going to Albany even with a full ride for the cons you mentioned.
Would you mind sharing why?
Absolutely take the full ride. Hop the train to NYC when you want to go down. Lots of Albany students match into NYC programs. NYU, Mount Sinai, Stony Brook, Maimonides, Columbia, Montefiore, Cornell are all on this year's match list, all multiple times. $300,000+ at graduation is no joke. Albany will get you where you want to go.
Except it's not 300k+ it's only 180k.
I'd go Einstein.
How do you figure $180k? Are you just taking the yearly tuition, multiplying by 4, and rounding down? Are you not factoring in COL and interest?
From my rough calculations, even with the scholarship, somewhere around $180K.
No I am also accounting for COL. 180K is without interest, just the debt upon graduating.How do you figure $180k? Are you just taking the yearly tuition, multiplying by 4, and rounding down? Are you not factoring in COL and interest?
No I am also accounting for COL. 180K is without interest, just the debt upon graduating.
FYI, interest starts accruing the moment the loans are disbursed, even though you're still in school and not paying them. I'm not sure how you're accounting for the COL difference between Albany and Einstein, either. That's probably $10,000 per year difference by itself.
What did you decide?Thanks, everyone decision made!