So this past week I've spent a ton of time on understanding all the different loan options out there and making a budget for this year (yeah, I know I probably should've done it sooner ha). My total loan amount for year 1 is going to be 99K. 78K is just tuition and the rest is for everything else. My fingers are crossed that I can stick to the plan and not have to borrow more.
Why OSU?
1%...I went into the interview with mid level expectations, but left with feelings that I had to go there no matter what. They really treated me like family for the two days I interviewed there. I felt like every faculty member, professor, or student I met made me feel like I belong here and that they all want to help me succeed. To me, the number one factor in deciding where you should go to school is how you personally fit the program. OSU wasn't the cheapest school I got into, but I think its the school that gives me the best chance of becoming a great dentist. 99%...I finally wanted to be a part of a winning football program. (may or may not have switched those percentages. Can't remember)
The other schools were Pitt, Iowa, and Nova. So luckily after this first year I will get to qualify as an Ohio resident, which drops tuition to 50k a year. I should be right around 320K in total debt after the 4 years. That's still a huge pile of cash to pay back though. I did the math and the 99k from this year is going to be 135k in 10 years. Sooo interest is going to be a B*** to pay back. I've ruled out living anywhere near big cities when I graduate. I don't like that scene anyways. I'm a small town kinda person. So the plan as of now is to go work as an associate for 2 or 3 years until I feel like I can handle my own practice, then branch out and either take over that office or buy an already existing office from someone who is retiring. Hold off on buying my dream car till I'm 35 and try to dominate the loans as quick as possible to not have the stress weigh down on me. Thats how I envision it in my head anyways. Lots easier said than done ya know?
Yeah instate is huge. 400k plus for school is pretty crazy. Doable for sure, but with some big sacrifices. Its a pretty lengthy process to get residency here, which is annoying, but they say 99% of people get it. I loved Pitt actually. It was the hardest to turn down for sure. The city was the thing that turned me off the most. It felt pretty sketchy to be honest. I'm sure I saw like 3% of it and there are schools in much worse places, but it wasn't for me. The school itself seemed like a crazy strong program. Lots of research to do if you want and they place a lot of students in residencies. Nothing bad to say at all. They were my second choice no doubt. Took me about 2 months to decide between the two.
Ohh whats up man! I'm pumped. I took it from Price(not the cool Ochem Price either) actually...nice guy, but so confusing when he was preparing us for the tests. I really hope so cause I saved it for my last semester at BYU and despised it ha.
Interesting, didn't know there was a second price! O chem price was nice though. Do you know of any other BYU kids coming?
I think Iowa was going to be the cheapest after everything was said and done. They offered a decent scholarship and the cost of living is dang cheap there. But I think it still would've been around 290k total. I applied with residency in Florida, but did my undergrad it Utah. So I played the I'm not tied down to any one state card when I interviewed at OOS schools.
The hotel I stayed at was like 10 minutes from campus and I was positive someone was gonna shank me in the parking lot haha.
O chem Price was a homie. I know there are like 3 or 4 more guys in the class, but I don't know them personally. So thats pretty sweet.
Nothing too huge. 5K a year was the most. I don't think my grades were high enough for the crazy big ones. I'm really grateful to get that though. Any bit helps right?
I think it was a red roof Inn. I had no idea where to find good/cheap places to stay online. Shoulda called the school now that I think about it
haha Thanks man. I actually got them to send me a replacement pair for free! I thought for sure they were gonna be like uhh no way bro you shouldn't have put them in the washer genius
Thanks man. Hopefully the vlog style comes out decent
Yeap the school let us know a few months ago about what we should wear everyday. For us at OSU, its scrubs everyday even if we are just in lecture. I love that personally. So easy. Then they emailed us about a few weeks ago on what we should wear to orientation. It's all professional or business casual for that.
