yo...
Since it's Sn2, we know it's not gonna give a racemic mixture; rather, it will give an inversion. In this case from S to R. Sn2 reaction rate does depend on the concentration of the nucleophile, so second choice is out too. Carbocations are formed in Sn1 reactions; in Sn2 you get a transition state with partial charges - third answer is out. Choice 4 is the correct one since Sn2 does give an inverted product.
Another easy way to tackle problems of this sort is by looking at the choices. The last two choices are opposites of each other, so guess which 2 choices you have to choose from.🙄
In short, the correct answer is 4.
Cheers