Any attendings out there regret not doing a fellowship?

[fakin' the funk]

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What is your Roth strategy going forward? Will you only do the backdoor after fellowship and you are back to attending earnings or do you have a different plan? I'm trying to decide when I say enough is enough with aggressive Roth savings and then just do the backdoor alone. I personally think post tax savings are a little under utilized. My IPS position was to accumulate 500k post tax (started way before this career so not impressive) and then do back door only.

All roads lead to Roth IRA discussions on this board, and many others

 

[abolt18]

Are you doing fellowship at the same institution? Or was this institution a state institution? How are you not being forced to take distribution of your 457?

Same institution. And it is a state university, so it's a governmental 457, meaning I can roll it into my Roth IRA when I leave, which is my plan next year.

 

[OTCAwesome]

Same institution. And it is a state university, so it's a governmental 457, meaning I can roll it into my Roth IRA when I leave, which is my plan next year.

That's a fantastic plan! At our place, you'll have access to the 403b as well as the 457. Personally, I do my 403b roth and my 457 pre-tax in addition to the backdoor for my wife and I to hedge my bets against future tax rates which I have no doubt are only going up.

 

[Angus Avagadro]

That's a fantastic plan! At our place, you'll have access to the 403b as well as the 457. Personally, I do my 403b roth and my 457 pre-tax in addition to the backdoor for my wife and I to hedge my bets against future tax rates which I have no doubt are only going up.

Govt 457b?

 

[OTCAwesome]

Govt 457b?

501C