Anyone else in this situation...

[mccomasg09]

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[469738]

Go to school part time and reduce the loans you are taking. Get a job and work through school. Taking that amount of loans will sink you for a long time.

 

[mccomasg09]

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[PTMattI]

After you finish PT school at about 25 years old, you could opt to pay down your loan a little bit quicker assuming you wont have many expenses such as kids, mortgage, etc... I am starting PT school this fall and expect to be ~100k in debt once im done, at the age of 29. I am rationalizing this by reminding myself that this is what I want to do with the rest of my life, and as long as I am doing what I love, I will be happy.

 

[markelmarcel]

Didn't know you could do pt school part time?

Not what I wanted to hear, was looking for some reassurance for how other people were dealing with this, but I guess the truth is rough.....

I think there is maybe on a couple part-time programs; most are full time. Find the cheapest and best school you can- if it has a pass rate of at least 95% then you are good... You just need to make smart choices as your going; choose a school close to home (if you can get accepted) so you don't have to pay room/board, etc.

I'll definitely have some debt when I'm done, luckily I don't have any undergrad debt, but that's not the case for most; I plan on really trying to pay off my loans at whatever amount is the most I can do given the circumstances that I'll be in once graduated (which, who knows what that will be for now!)

 

[wjs010]

I think we all fall in this situation. Some people, like me, get our undergrads paid for, and still take out loans to travel. I did. I had to turn down a school because i was about to have to take out a 160k loan. The key is, don't start buying stuff like a new car or house, don't have kids yet. when you get out of school, work per diem weekends, i mean do this for a long time..years...you can pay off the loans if you do it right