benzyl vs phenyl

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This had me confused for a while too. Phenyl is simply C6H5 directly connected to the substituent. Benzyl would be C6H5CH2 then connected to the substituent. Does this make sense? And they are basically just used with naming.
 
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they behave VERY differently in reactions so don't confuse them with one another becuase yes that extra carbon makes a big difference.