This is a tough one - I really benefited from working collaboratively with others in both classes. That being said, I found lectures to be of limited value in person. Online lectures were helpful to be able to watch and rewatch as needed. Office hours online work well for both classes. The challenge will be finding ways to work with others if that’s something you’re into.
I recommend taking physics and organic chemistry sooner rather than later. We don't know how this COVID crisis will fully play out, so plans are expected to change. Personally, I would not put a hold on my career for just a few classes.